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Balance Threshold solves this by proactively queuing payouts before they are sent to the bank, preventing failures caused by these balance discrepancies.

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How Balance Threshold Works

You set a threshold amount (for example, ₹5,00,000) on your RazorpayX account. When a payout is initiated, the system checks if processing it would bring your balance below the threshold. If it would, the payout is queued instead of being sent to the bank. The system evaluates the following condition for every payout: If (Current Balance − Payout Amount)