No Cost EMIs from Bajaj Finserv - S2S

Prerequisites

Generate API keys from the Dashboard.
A combination of key_id and key_secret is required to authenticate each API request sent to Razorpay servers.

Workflow

Obtain the relevant No Cost EMI offers created by our Support team.

Create orders for each of the offers.

Create a payment to be sent to the customer.

Verify the payment made by the customer.

Step 1: Create Offers

Raise a request with theRazorpay Support teamto create the relevant No Cost EMIs you want to display on the Checkout. Get the appropriate offer_id created for each EMI plan.

Step 2: Create an Order

Pass the relevant offer_id, let us say offer_Dlf8r40nEMm3wI obtained from our Support team, in the Orders API as shown below: /orders

Curl

curl -u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \
-X POST https://api.razorpay.com/v1/orders \
-H "Content-Type: application/json" \
-d '{
  "amount": 1000000,
  "currency": "INR",
  "discount": true,
  "offers": [
    "offer_ANZoaxsOww2X53"
  ]
}'
```java: Java
RazorpayClient razorpay = new RazorpayClient("[YOUR_KEY_ID]", "[YOUR_KEY_SECRET]");

       ArrayList Offer = new ArrayList();
        Offer.add("offer_JTUADI4ZWBGWur");

        JSONObject orderRequest = new JSONObject();
        orderRequest.put("amount", 1000000); // amount in the smallest currency unit
        orderRequest.put("currency", "INR");
        orderRequest.put("discount", true);
        orderRequest.put("offers", Offer);

        Order order = razorpayclient.orders.create(orderRequest);
        System.out.print(order);
```python: Python
import razorpay
client = razorpay.Client(auth=("YOUR_ID", "YOUR_SECRET"))

client.order.create({
  "amount": 1000000,
  "currency": "INR",
  "receipt": "receipt#1",
  "discount": True,
  "offers": [
    "offer_ANZoaxsOww2X53"
  ]
})
```php: PHP
$api = new Api($key_id, $secret);

$api->order->create(array('amount' => 1000000, 'currency' => 'INR', 'discount' => true, 'offers'=> array('offer_JTUADI4ZWBGWur')));
```ruby: Ruby 
require "razorpay"
Razorpay.setup('YOUR_KEY_ID', 'YOUR_SECRET')

order = Razorpay::Order.create amount: 50000, currency: 'INR', receipt: 'receipt#1',  discount: 1, offers: [
    'offer_ANZoaxsOww2X53"'
]
```js: Node.js
var instance = new Razorpay({ key_id: 'YOUR_KEY_ID', key_secret: 'YOUR_SECRET' })

instance.orders.create({
  amount: 1000000,
  currency: "INR",
  receipt: "receipt#1",
  discount: true,
  offers: [
    "offer_ANZoaxsOww2X53"
  ]
})
```go: Go
import ( razorpay "github.com/razorpay/razorpay-go" )
client := razorpay.NewClient("YOUR_KEY_ID", "YOUR_SECRET")

data := map[string]interface{}{
 "amount": 50000,
 "currency": "INR",
 "discount": true,
 "receipt": "receipt#1",
	"offers": []interface{}{
	"offer_JTUADI4ZWBGWur",
  },
}
body, err := client.Order.Create(data, nil)

```json: Response
{
  "id": "order_CjyoZFRpB8r0AH",
  "entity": "order",
  "amount": 1000000,
  "amount_paid": 0,
  "amount_due": 1000000,
  "currency": "INR",
  "receipt": null,
  "offer_id": "offer_ANZoaxsOww2X53",
  "offers": [
    "offer_ANZoaxsOww2X53"
  ],
  "status": "created",
  "attempts": 0,
  "notes": [],
  "created_at": 1561018912
}

amount mandatory : integer Amount, in currency subunits, for which the order is created. For example, if the order is to be created for ₹30,000, enter the value 3000000 (in paise). currency mandatory : string ISO code of the currency associated with the order amount. notes optional : json object Key-value pair that can be used to store additional information about the entity. Maximum 15 key-value pairs, 256 characters (maximum) each. For example, "note_key": "Beam me up Scotty”. offers mandatory : array Unique identifier of the Offer. Pass the offer_id obtained from Razorpay Support team. discountoptional : boolean Indicates if a discount is to be applied by Razorpay or not. Possible values are:

true: Discount is applied.
false: Discount is not applied.

Step 3: Create a Payment

Send the order_id obtained in the previous step along with the following attributes to create a payment: /payments/create/redirect

Request Parameters

amount mandatory : integer Payment amount in the smallest currency subunit. For example, if the amount to be charged is ₹299, then pass 29900 in this field. currency mandatory : string Currency code for the currency in which you want to accept the payment. For example,INR. order_id mandatory : string Unique identifier of the Order created at your server-side. Pass the Order ID created in the Step 2 response. email mandatory : string Email address of the customer. contact mandatory : string Phone number of the customer. method mandatory : string The payment method used to complete the payment. Here, it is emi. emi_duration mandatory : integer The duration of the EMI plans offered by the EMI card provider. Possible values:

3
6
9
12
18
24

provider mandatory : string Name of the EMI card provider. Supported value is bajajfinserv. notes optional : json object Key-value object used for passing additional information. A maximum of 15 key-value pairs can be created. callback_url optional : string URL endpoint where Razorpay will submit the final payment status. ip optional : string IP Address of the client’s browser. referrer optional : string Referrer URL of the client’s browser. user_agent optional : string User-agent of the client’s browser.

Sample Request

curl -u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \
    -X POST https://api.razorpay.com/v1/payments/create/redirect \
    -H "Content-Type: application/json" \
    -d'{
    "amount": 300000,
    "currency": "INR",
    "contact": 8888888888,
    "email": "gaurav.kumar@example.com",
    "order_id": "order_DtEkng132N71M8",
    "method": "emi",
    "emi_duration": 3,
    "provider": "bajajfinserv"
 }'

Response Types

2OO OK : In this case, the response contains 200 OK code along with the HTML content that needs to be opened in the customer’s browser. This HTML content contains form-fields, which are automatically posted to the redirect URL for the payment to be completed by the customer. 400 Bad Request : This can happen when incorrect parameters are passed in the request. For example, when the limit set in offers is exceeded:

{
"error": {
    "code": "BAD_REQUEST_ERROR",
    "description": "Offer Maximum Usage limit exceeded"
}

Know more about error codes for more details. The HTML form returned in the response should be opened in the customer’s browser. The customer completes the payment on the displayed page.

Step 4: Verify the Payment

Once the payment is completed by the customer, a POST request is sent to the callback_url provided in the payment create request. The data contained in the POST request depends on the success or failure of the payment made by the customer. You can be notified of the payment status if you have configured the Webhook notifications or fetching the payment status by polling our Payments API. Know more about configuring webhooks.

​Prerequisites

​Workflow

​Step 1: Create Offers

​Step 2: Create an Order

​Step 3: Create a Payment

​Request Parameters

​Response Types

​Step 4: Verify the Payment