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Use Razorpay Recurring Payments to create flexible payment schedules for subscriptions, installments, usage-based billing or on-demand charges. Set up recurring payments quickly using our powerful REST APIs.
Handy TipsAll recurring payments methods - Cards, UPI Autopay, Emandate and Paper NACH, are available by default on your Razorpay account.

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How It Works

  1. Authorise: Customer authorises their payment method.
  2. Tokenise: Payment method is securely tokenised after first successful payment.
  3. Charge: You initiate charges as needed using the token.

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When to Use Recurring Payments

Recurring Payments are ideal when you need:
  • Flexible billing cycles: Charge customers based on usage, milestones or variable schedules.
  • Manual control: You decide when to charge each payment.
For automated, fixed-schedule billing (weekly, monthly, quarterly), consider using Subscriptions instead.

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Recurring Payments vs. Subscriptions

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Feature | Recurring Payments | Subscriptions

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Best For | Variable billing, usage-based charges, on-demand payments | Fixed schedules (weekly, monthly, quarterly, yearly)

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Scheduling | You initiate each charge via API when needed | Automatically scheduled and charged by Razorpay

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Control | Full manual control over timing and amounts | Set-and-forget automation

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Tokenisation | After first successful payment | Based on selected frequency

Payment Methods | - Credit Cards
  • Debit Cards
  • Emandate (Netbanking, Debit Card, Aadhaar)
  • Paper NACH
  • UPI | - Credit Cards
  • Debit Cards
  • Emandate (Netbanking, Debit Card, Aadhaar)
  • Paper NACH
  • UPI

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Available Payment Methods

Choose the payment method that best suits your business model: Accept Recurring Payments with UPI Autopay. Accept Recurring Payments with Cards. Accept Recurring Payments with Emandate via Netbanking, Debit Card or Aadhaar authentication. Accept Recurring Payments with Paper NACH.

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Use Cases

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Usage-Based Billing - Online Marketing Agency

Scenario: Acme Corp, an online marketing agency, charges clients based on actual ad clicks rather than fixed monthly fees. Example: A client wants to run campaigns for three months, paying 1000 per 5,000 clicks. Solution: Authorise the payment method once, then charge the customer each time they reach 5,000 clicks. The amount and timing varies based on actual usage. Recommended Method: Cards or UPI for quick authorisation (₹1 minimum) → Set up with Cards → Set up with UPI

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Flexible Investment Plans - Investment Management Company

Scenario: Acme Finance, an investment company, offers mutual funds where customers make an initial investment and add variable amounts later. Example: Customer invests 1000 initially and can invest any amount (₹500, ₹2000, ₹5000) at any time. Solution: Charge the initial investment immediately during authorisation, then process subsequent investments as requested by the customer. Recommended Method: Emandate or Paper NACH for long-term investment commitments. → Set up with Emandate | Set up with Paper NACH

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Get Started

Select the payment method based on your use case and customer preferences. Follow these steps to implement Recurring Payments:

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Step 1: Create Authorisation Payment

Set up the authorisation payment using:

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Step 2: Fetch Token Details

Fetch the customer’s token detail to proceed with the authorisation payment using:

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Step 3: Charge Subsequent Payments

Use the token to charge customers as needed using:

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Supported Platforms

Razorpay Recurring Payments is supported on the following platforms:

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Web | Android | iOS | Webview

✓ | ✓ (excluding Paper NACH) | ✓ | ✓

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Web | Android | iOS | Webview

✓ | ✓ (excluding Paper NACH) | ✓ | ✓