Skip to main content

​
Payment Flow

Customers select the products on your website or app and proceed to Checkout. On the Checkout page, the customers:
1

Step 1

Enter the Phone Number and click Continue.
2

Step 2

Select EMI as the payment method.
3

Step 3

Select Credit Card.
4

Step 4

Select OneCard from the list and the EMI tenure. Click Continue.
5

Step 5

Enter the OneCard Credit Card details and choose if they want to Save this card as per RBI guidelines or pay without saving the card.
6

Step 6

Click Continue.
7

Step 7

Razorpay Checkout redirects to OneCard for approval. You can either swipe right on your OneCard app to approve payment or click Approve using OTP and enter the OTP sent to your mobile number.
When the customers complete the payment on the Checkout, the entire transaction amount is authorized by OneCard and converted into EMIs within 3-4 days, depending on the payment terms agreed with the credit card provider.
Handy TipsCheck the standard credit card interest rates charged by OneCard.