Cardless EMI - Custom Checkout

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Supported Payment Partners

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Banks | Provider Code | Minimum Order Amount

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ICICI Bank | icic | ₹7000

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IDFC Bank | idfb | ₹5000

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HDFC Bank | hdfc | ₹5000

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Kotak Bank| kkbk | ₹3000

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axio | walnut369 | ₹900

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Fibe | earlysalary | ₹3000

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Payment Flow

1. Customers enter the required details on the Checkout form and select EMI.
2. Customer selects the preferred cardless EMI service provider.
3. If the amount entered in the Checkout is eligible for EMI, customers are sent an OTP on their registered mobile numbers to authenticate their account with the selected cardless EMI service provider.
4. In case, the entered mobile number is invalid, an error message is displayed that the user does not have an account with the service provider.
5. After the successful verification, customers select EMI plan of their choice and complete the transaction.

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Prerequisites

• Keep the API keys (a combination of Key_Id and Key_Secret) handy for integration.
• Generate API Keys from the Dashboard.
• Have Razorpay Custom Checkout integrated on your website or app.

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Integration Steps

razorpay.createPayment({
  amount: 500000,
  currency: 'INR',
  email: 'gaurav.kumar@example.com',
  contact: '9123456000',
  order_id: 'order_EAkbvXiCJlwhHR',
  method: 'cardless_emi',
  provider: 'zestmoney'
});