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Dynamic Bank ListsThe list of supported banks changes periodically. Use the Methods API to fetch the current list programmatically.

Emandate

Emandate supports recurring payments via netbanking, debit card or Aadhaar authentication. To fetch the current list of supported banks and their authentication types, call the Methods API. Supported banks appear under recurring.emandate in the response.

Cards

We support Visa, Mastercard and RuPay cards from all major banks for recurring payments. To fetch the current list of supported card networks, call the Methods API. Supported networks appear under recurring.card in the response.
Handy TipsContact our Support team if you face difficulties with card payments from any major bank.

UPI Autopay

We support all apps and banks listed on the NPCI Autopay members page.

Supported Apps and Handles

The table below shows frequently used UPI apps, their handles and whether they support mandate amounts above ₹15,000.

Application | Handles | Supports > ₹15,000

Google Pay | @okhdfcbank, @okicici, @okaxis, @oksbi | Yes

Paytm | @paytm | Yes

Amazon Pay | @apl, @yapl | Yes

PhonePe | @ybl, @ibl, @axl | No

BHIM | @upi | No

Other UPI Apps and Handles

Application | Handle

BHIM Axis Pay | @axisbank, @sliceaxis

BHIM Baroda Pay | @barodampay

BHIM BOI UPI | @boi

BHIM DLB UPI | @dlb

BHIM IndusPay | @indus

Canara Bank | @cnrb

iMobile Pay | @icici

NSDL Payments Bank | @nsdl

DakPay | @postbank

MobiKwik | @ikwik

Digibank | @dbs

PayZapp | @pz

Amount Limits

The default maximum mandate amount for UPI Autopay is ₹15,000 per transaction. For certain MCCs, the limit increases to ₹1,00,000.

MCCs with ₹1,00,000 Limit

MCC | Description

5413 | Credit Card Bill Payments

5960 | Direct Marketing Insurance Services

6012 | Financial Institutions Merchandise and Services

6211 | Securities Brokers and Dealers

6300 | Insurance Sales, Underwriting and Premiums

6381 | Insurance Premiums

6399 | Insurance

6529 | LIC

UPI Intent Support

UPI Intent allows customers to complete mandate registration directly in their preferred UPI app. Support varies by checkout integration and platform.

PSP App | mWeb | Android SDK | iOS SDK

Google Pay | ✗ | ✓ | ✓

PhonePe | ✓ | ✓ | ✓

Paytm | ✓ | ✓ | ✓

Amazon Pay | ✗ | ✗ | ✗

BHIM | ✗ | ✓ | ✗

PSP App | mWeb | Android SDK | iOS SDK

Google Pay | ✓ | ✓ | ✗

PhonePe | ✓ | ✓ | ✗

Paytm | ✓ | ✓ | ✗

Amazon Pay | ✗ | ✓ | ✗

BHIM | ✗ | ✓ | ✗

PSP App | mWeb | Android SDK | iOS SDK

Google Pay | ✓ | ✓ | ✗

PhonePe | ✓ | ✓ | ✗

Paytm | ✓ | ✓ | ✗

Amazon Pay | ✓ | ✓ | ✗

BHIM | ✓ | ✓ | ✗

UPI Intent for TPV

Third-Party Validation (TPV) ensures payments are made only from pre-registered bank accounts. The table below shows intent support for TPV.

PSP App | mWeb | Android SDK | iOS SDK

Google Pay | ✓ | ✓ | ✓

PhonePe | ✓ | ✓ | ✗

Paytm | ✓ | ✓ | ✓

Amazon Pay | ✗ | ✓ | ✗

BHIM | ✗ | ✓ | ✗

PSP App | mWeb | Android SDK | iOS SDK

Google Pay | ✓ | ✓ | ✓

PhonePe | ✓ | ✓ | ✗

Paytm | ✓ | ✓ | ✓

Amazon Pay | ✗ | ✓ | ✗

BHIM | ✗ | ✓ | ✗

PSP App | mWeb | Android SDK | iOS SDK

Google Pay | ✓ | ✓ | ✗

PhonePe | ✓ | ✓ | ✗

Paytm | ✓ | ✓ | ✗

Amazon Pay | ✓ | ✓ | ✗

BHIM | ✓ | ✓ | ✗
Watch Out!
  • Contact Support to enable PSP apps other than PhonePe and Paytm on Standard Checkout for UPI TPV.
  • UPI Intent TPV is not supported for @okaxis handle.

UPI Intent for OC125

OC125 restricts customers from pausing or cancelling mandates. This feature is available only for lending businesses.

PSP App | mWeb | Android SDK | iOS SDK

Google Pay | ✓ | ✓ | ✓

PhonePe | ✓ | ✓ | ✗

Paytm | ✓ | ✓ | ✓

PSP App | mWeb | Android SDK | iOS SDK

Google Pay | ✓ | ✓ | ✓

PhonePe | ✓ | ✓ | ✗

Paytm | ✓ | ✓ | ✓

PSP App | mWeb | Android SDK | iOS SDK

Google Pay | ✓ | ✓ | ✗

PhonePe | ✓ | ✓ | ✗

Paytm | ✓ | ✓ | ✗
Watch Out!
  • Contact Support to enable UPI Intent on Standard Checkout.
  • UPI Intent is not supported for @okaxis handle.

Methods API

Use the Methods API to fetch the current list of supported card networks and banks for subscriptions. /methods
[YOUR_KEY_ID] RequiredTo fire this API, you need to provide your [KEY_ID] for authorization. Your [KEY_SECRET] is not required and should not be passed.
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