Dynamic Bank ListsThe list of supported banks changes periodically. Use the Methods API to fetch the current list programmatically.
Emandate
Emandate supports recurring payments via netbanking, debit card or Aadhaar authentication. To fetch the current list of supported banks and their authentication types, call the Methods API. Supported banks appear underrecurring.emandate in the response.
Cards
We support Visa, Mastercard and RuPay cards from all major banks for recurring payments. To fetch the current list of supported card networks, call the Methods API. Supported networks appear underrecurring.card in the response.
Handy TipsContact our Support team if you face difficulties with card payments from any major bank.
UPI Autopay
We support all apps and banks listed on the NPCI Autopay members page.Supported Apps and Handles
The table below shows frequently used UPI apps, their handles and whether they support mandate amounts above ₹15,000.Application | Handles | Supports > ₹15,000
Google Pay | @okhdfcbank, @okicici, @okaxis, @oksbi | Yes
Paytm | @paytm | Yes
Amazon Pay | @apl, @yapl | Yes
PhonePe | @ybl, @ibl, @axl | No
BHIM | @upi | NoOther UPI Apps and Handles
Application | Handle
BHIM Axis Pay | @axisbank, @sliceaxis
BHIM Baroda Pay | @barodampay
BHIM BOI UPI | @boi
BHIM DLB UPI | @dlb
BHIM IndusPay | @indus
Canara Bank | @cnrb
iMobile Pay | @icici
NSDL Payments Bank | @nsdl
DakPay | @postbank
MobiKwik | @ikwik
Digibank | @dbs
PayZapp | @pzAmount Limits
The default maximum mandate amount for UPI Autopay is ₹15,000 per transaction. For certain MCCs, the limit increases to ₹1,00,000.MCCs with ₹1,00,000 Limit
MCC | Description
5413 | Credit Card Bill Payments
5960 | Direct Marketing Insurance Services
6012 | Financial Institutions Merchandise and Services
6211 | Securities Brokers and Dealers
6300 | Insurance Sales, Underwriting and Premiums
6381 | Insurance Premiums
6399 | Insurance
6529 | LICUPI Intent Support
UPI Intent allows customers to complete mandate registration directly in their preferred UPI app. Support varies by checkout integration and platform.PSP App | mWeb | Android SDK | iOS SDK
Google Pay | ✗ | ✓ | ✓
PhonePe | ✓ | ✓ | ✓
Paytm | ✓ | ✓ | ✓
Amazon Pay | ✗ | ✗ | ✗
BHIM | ✗ | ✓ | ✗PSP App | mWeb | Android SDK | iOS SDK
Google Pay | ✓ | ✓ | ✗
PhonePe | ✓ | ✓ | ✗
Paytm | ✓ | ✓ | ✗
Amazon Pay | ✗ | ✓ | ✗
BHIM | ✗ | ✓ | ✗PSP App | mWeb | Android SDK | iOS SDK
Google Pay | ✓ | ✓ | ✗
PhonePe | ✓ | ✓ | ✗
Paytm | ✓ | ✓ | ✗
Amazon Pay | ✓ | ✓ | ✗
BHIM | ✓ | ✓ | ✗UPI Intent for TPV
Third-Party Validation (TPV) ensures payments are made only from pre-registered bank accounts. The table below shows intent support for TPV.PSP App | mWeb | Android SDK | iOS SDK
Google Pay | ✓ | ✓ | ✓
PhonePe | ✓ | ✓ | ✗
Paytm | ✓ | ✓ | ✓
Amazon Pay | ✗ | ✓ | ✗
BHIM | ✗ | ✓ | ✗PSP App | mWeb | Android SDK | iOS SDK
Google Pay | ✓ | ✓ | ✓
PhonePe | ✓ | ✓ | ✗
Paytm | ✓ | ✓ | ✓
Amazon Pay | ✗ | ✓ | ✗
BHIM | ✗ | ✓ | ✗PSP App | mWeb | Android SDK | iOS SDK
Google Pay | ✓ | ✓ | ✗
PhonePe | ✓ | ✓ | ✗
Paytm | ✓ | ✓ | ✗
Amazon Pay | ✓ | ✓ | ✗
BHIM | ✓ | ✓ | ✗UPI Intent for OC125
OC125 restricts customers from pausing or cancelling mandates. This feature is available only for lending businesses.PSP App | mWeb | Android SDK | iOS SDK
Google Pay | ✓ | ✓ | ✓
PhonePe | ✓ | ✓ | ✗
Paytm | ✓ | ✓ | ✓PSP App | mWeb | Android SDK | iOS SDK
Google Pay | ✓ | ✓ | ✓
PhonePe | ✓ | ✓ | ✗
Paytm | ✓ | ✓ | ✓PSP App | mWeb | Android SDK | iOS SDK
Google Pay | ✓ | ✓ | ✗
PhonePe | ✓ | ✓ | ✗
Paytm | ✓ | ✓ | ✗Methods API
Use the Methods API to fetch the current list of supported card networks and banks for subscriptions. /methods[YOUR_KEY_ID] RequiredTo fire this API, you need to provide your [KEY_ID] for authorization. Your [KEY_SECRET] is not required and should not be passed.
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