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  • Google Pay
  • PhonePe
  • Paytm

Prerequisites

Workflow

To enable UPI Intent on your customer’s iOS device:

Step 1: Create an Order

Order is an important step in the payment process.
  • An order should be created for every payment.
  • You can create an order using the Orders API. It is a server-side API call. Know how to authenticate Orders API.
  • The order_id received in the response should be passed to the checkout. This ties the order with the payment and secures the request from being tampered.
Watch Out!Payments made without an order_id cannot be captured and will be automatically refunded. You must create an order before initiating payments to ensure proper payment processing.You can create an order:
  • Using the sample code on the Razorpay Postman Public Workspace.
  • By manually integrating the API sample codes on your server.

Razorpay Postman Public Workspace

You can use the Postman workspace below to create an order:
Handy TipsUnder the Authorization section in Postman, select Basic Auth and add the Key Id and secret as the Username and Password, respectively.

API Sample Code

Use this endpoint to create an order using the Orders API./orders
Curl
Success Response

Request Parameters

amount mandatory : integer Payment amount in the smallest currency subunit. For example, if the amount to be charged is 299, then pass 29900 in this field. In the case of three decimal currencies, such as KWD, BHD and OMR, to accept a payment of 295.991, pass the value as 295990. And in the case of zero decimal currencies such as JPY, to accept a payment of 295, pass the value as 295.
Watch Out!As per payment guidelines, you should pass the last decimal number as 0 for three decimal currency payments. For example, if you want to charge a customer 99.991 KD for a transaction, you should pass the value for the amount parameter as 99990 and not 99991.currency mandatory : string The currency in which the transaction should be made. See the list of supported currencies. Length must be 3 characters.
Handy TipsRazorpay has added support for zero decimal currencies, such as JPY and three decimal currencies, such as KWD, BHD and OMR, allowing businesses to accept international payments in these currencies. Know more about Currency Conversion (May 2024).receipt optional : string Your receipt id for this order should be passed here. Maximum length is 40 characters.notes optional : json object Key-value pair that can be used to store additional information about the entity. Maximum 15 key-value pairs, 256 characters (maximum) each. For example, "note_key": "Beam me up Scotty”.partial_payment optional : boolean Indicates whether the customer can make a partial payment. Possible values:
  • true: The customer can make partial payments.
  • false (default): The customer cannot make partial payments.
first_payment_min_amount optional : integer Minimum amount that must be paid by the customer as the first partial payment. For example, if an amount of 7000 is to be received from the customer in two installments of #1 - 5000, #2 - 2000 then you can set this value as 500000. This parameter should be passed only if partial_payment is true.Know more about Orders API.

Response Parameters

Descriptions for the response parameters are present in the Orders Entity parameters table.

Error Response Parameters

The error response parameters are available in the API Reference Guide.

Step 2: Update your app’s info.plist file

Your iOS app must seek permission from the device to open the UPI PSP app that the customer selects on Checkout. For this, you must make the following changes in your iOS app’s info.plist file.
info.plist

Step 3: Check Availability of PSP App on Customer Device

You must ensure that the UPI PSP app (Google Pay, PhonePe or Paytm) is available on the customer’s device. This can be done by checking the URI scheme. If an app is not available, it will not be displayed on the Checkout. For example, if you want to determine availability of PhonePe on customer’s device:
Check PSP App Availability

Step 4: Initiate the Payment

/payments/create/upi
Request

Request Parameters

Following are the request parameters: amount mandatory : integer Amount in paisa. The amount associated with the payment in smallest unit of the supported currency. For example, 2000 means ₹20. currency mandatory : string ISO code of the currency associated with the payment amount. In this case, it is INR. order_id mandatory : string Unique identifier of the order, obtained from the response of the previous step. contact mandatory : string Phone number of the customer. email mandatory : string Email address of the customer. method mandatory : string Method used to make the payment. Here, it is upi. flow mandatory : string Type of the UPI method. In this case, it is flow. ip mandatory : string Client’s browser IP address. For example, 117.217.74.98 referer mandatory : string Value of thereferer header passed by the client’s browser. For example, https://example.com/ user_agent mandatory : string Value of the user_agent header passed by client’s browser. For example, Mozilla/5.0 (Windows NT 6.1) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/79.0.3945.130 Safari/537.36 notes optional : json object Key-value pair that can be used to store additional information about the entity. Maximum 15 key-value pairs, 256 characters (maximum) each. For example, "note_key": "Beam me up Scotty”. description optional : string Descriptive text of the payment. callback_URL optional : string URL where Razorpay will submit the final payment status. After the URL is generated in the response of the previous step, you should edit it and prefix the app name to the URL. For example, if you detect the presence of PhonePe on the customer’s device, you should add a prefix to the URL as shown below:

Original URL | Edited URL

upi://pay?pa=upi@razopay&pn=Acme&tr=z5WHDd077OGFvPK&tn=razorpay&am=1&cu=INR&mc=5411 | phonepe://pay?pa=upi@razorpay&pn=Acme&tr=99fz4Q6LKearD1B&tn=razorpay&am=1&cu=INR&mc=5411 For Google Pay and Paytm, you should append the prefix to the URL as shown:

App Name | Prefix-appended URL

Google Pay | tez://upi/pay?pa=upi@razorpay&pn=Acme&tr=99fz4Q6LKearD1B&tn=razorpay&am=1&cu=INR&mc=5411

Paytm | paytmmp://upi/pay?pa=upi@razorpay&pn=Acme&tr=99fz4Q6LKearD1B&tn=razorpay&am=1&cu=INR&mc=5411

Step 6: Verify Payment Status

You can subscribe to the order.paid, payment.authorized and payment.captured Webhook events to get notified once the customer completes the UPI payment. Know more aboutWebhooks. You can also poll our APIs at regular intervals to track the status of the payments made for an order.

Payment Failure and Re-initiating Payments

If the order is not marked paid within 2-3 minutes, you can re-initiate payment for the same order.