Register NACH and Charge First Payment Together

Create a customer.

Create an order by passing the `customer_id` and the method as `nac...

Create an order by passing the customer_id and the method as nach. Razorpay generates a NACH form with the customer information pre-filled and ready to sign.

The customer can get the form in one of the following ways to sign it:

You can download the form from the Dashboard and send it to the customer.
A customer can download the form from the Hosted page (in the case of registration links).

The signed form can be uploaded in one of the following ways:

Using the Standard Checkout page.
Hosted page (in the case of registration links).
The customer can send you the form and you can upload the form for the customer. The acceptable image formats and size are:
jpeg
jpg
png
Maximum accepted size is 6 MB.

Once the details are validated, the authorisation transaction is completed and a token is generated. You can charge your customer as per your business model after the token status changes to confirmed.

1. Create an Authorisation Transaction

You can create an authorisation transaction using the Razorpay APIs or Registration Link.

1.1. Using Razorpay APIs

To create an authorisation transaction using the Razorpay APIs, you need to:

[Create a Customer](#111-create-a-customer).

Create a Customer.

[Create an Order](#112-create-an-order).

Create an Order.

[Create Authorisation Payment using Razorpay APIs](#113-create-an-a...

Create Authorisation Payment using Razorpay APIs.

1.1.1. Create a Customer

Razorpay links recurring tokens to customers using a unique identifier generated through the Customer API. You can create customers with basic information such as email and contact and use them for various Razorpay offerings. The following endpoint creates a customer. /customers

Sample Code

Curl

curl -u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \
-X POST https://api.razorpay.com/v1/customers \
-H "Content-Type: application/json" \
-d '{
  "name": "Gaurav Kumar",
  "email": "gaurav.kumar@example.com",
  "contact": "+919876543210",
  "fail_existing": "0",
  "notes":{
    "note_key_1": "September",
    "note_key_2": "Make it so."
  }
}'

```java: Java
RazorpayClient razorpay = new RazorpayClient("[YOUR_KEY_ID]", "[YOUR_KEY_SECRET]");

JSONObject customerRequest = new JSONObject();
customerRequest.put("name","Gaurav Kumar");
customerRequest.put("contact","+919876543210");
customerRequest.put("email","gaurav.kumar@example.com");
customerRequest.put("fail_existing", "0");
JSONObject notes = new JSONObject();
notes.put("notes_key_1","Tea, Earl Grey, Hot");
notes.put("notes_key_2","Tea, Earl Grey… decaf.");
customerRequest.put("notes",notes);

Customer customer = razorpay.customers.create(customerRequest);

```python: Python
import razorpay
client = razorpay.Client(auth=("YOUR_ID", "YOUR_SECRET"))

client.customer.create({
    'name': 'Gaurav Kumar',
    'email': 'gaurav.kumar@example.com',
    'contact': '+919876543210',
    'fail_existing': "0",
    'notes': {'note_key_1': 'September', 'note_key_2': 'Make it so.'}
    })

```go: Go
import ( razorpay "github.com/razorpay/razorpay-go" )
client := razorpay.NewClient("YOUR_KEY_ID", "YOUR_SECRET")

data := map[string]interface{}{
    "name": "Gaurav Kumar",
    "contact": +919876543210,
    "email": "gaurav.kumar@example.com",
    "fail_existing": "0",
    "notes": map[string]interface{}{
        "notes_key_1": "Tea, Earl Grey, Hot",
        "notes_key_2": "Tea, Earl Grey… decaf.",
    },
}
body, err := client.Customer.Create(data, nil)

```php: PHP
$api = new Api($key_id, $secret);

$api->customer->create(array('name' => 'Gaurav Kumar', 'email' => 'gaurav.kumar@example.com','contact'=>'+919876543210','fail_existing' => "0", 'notes'=> array('notes_key_1'=> 'Tea, Earl Grey, Hot','notes_key_2'=> 'Tea, Earl Grey… decaf'));
```csharp: .NET
RazorpayClient client = new RazorpayClient("[YOUR_KEY_ID]", "[YOUR_KEY_SECRET]");

Dictionary options = new Dictionary();

options.Add("name", "Gaurav Kumar"); 
options.Add("contact", "+919876543210"); 
options.Add("email", "gaurav.kumar@example.com"); 
options.Add("fail_existing", "0"); 

Customer customer = Customer.Create(options);

```ruby: Ruby
require "razorpay"
Razorpay.setup('YOUR_KEY_ID', 'YOUR_SECRET')

para_attr = {
  "name": "Gaurav Kumar",
  "contact": "+919876543210",
  "email": "gaurav.kumar@example.com",
  "fail_existing": "0",
  "notes": {
    "notes_key_1": "Tea, Earl Grey, Hot",
    "notes_key_2": "Tea, Earl Grey… decaf."
  }
}

Razorpay::Customer.create(para_attr)

```javascript: Node.js
var instance = new Razorpay({ key_id: 'YOUR_KEY_ID', key_secret: 'YOUR_SECRET' })

instance.customers.create({
  name: "Gaurav Kumar",
  contact: "+919876543210",
  email: "gaurav.kumar@example.com",
  fail_existing: "0",
  notes: {
    notes_key_1: "Tea, Earl Grey, Hot",
    notes_key_2: "Tea, Earl Grey… decaf."
  }
})

Response

{
  "id":"cust_1Aa00000000001",
  "entity":"customer",
  "name":"Gaurav Kumar",
  "email":"gaurav.kumar@example.com",
  "contact":"+919876543210",
  "gstin":null,
  "notes":{
      "note_key_1":"September",
      "note_key_2":"Make it so."
  },
  "created_at ":1234567890
}

Request Parameters

name : string The name of the customer. For example, Gaurav Kumar. email : string The email address of the customer. For example, gaurav.kumar@example.com. contact : string The phone number of the customer. For example, 9876543210. fail_existing optional : string The request throws an exception by default if a customer with the exact details already exists. You can pass an additional parameter fail_existing to get the existing customer’s details in the response. Possible values:

1 (default): If a customer with the same details already exists, throws an error.
0: If a customer with the same details already exists, fetches details of the existing customer.

notes optional : object Key-value pair that can be used to store additional information about the entity. Maximum 15 key-value pairs, 256 characters (maximum) each. For example, "note_key": "Beam me up Scotty”.

1.1.2. Create an Order

Use the Orders API to create a unique Razorpay order_id that is associated with the authorisation transaction. The following endpoint creates an order. /orders

Request

curl -u : \
-X POST https://api.razorpay.com/v1/orders \
-H "Content-Type: application/json" \
-d '{
  "amount":0,
  "currency":"INR",
  "method":"nach",
  "customer_id": "cust_1Aa00000000001",
  "receipt": "Receipt No. 1",
  "notes": {
    "notes_key_1": "Beam me up Scotty",
    "notes_key_2": "Engage"
  },
  "token":{
    "first_payment_amount": 10000,
    "auth_type":"physical",
    "max_amount":10000000,
    "expire_at":1580480689,
    "notes": {
      "notes_key_1": "Tea, Earl Grey, Hot",
      "notes_key_2": "Tea, Earl Grey… decaf."
    },
    "bank_account":{
      "account_number":"11214311215411",
      "ifsc_code":"HDFC0000001",
      "beneficiary_name":"Gaurav Kumar",
      "account_type":"savings"
    },
    "nach":{
      "form_reference1":"Recurring Payment for Gaurav Kumar",
      "form_reference2":"Method Paper NACH",
      "description":"Paper NACH Gaurav Kumar"
    }
  }
}'

```json: Response
{
  "id":"order_1Aa00000000001",
  "entity":"order",
  "amount":0,
  "amount_paid":0,
  "amount_due":0,
  "currency":"INR",
  "receipt":"rcptid #10",
  "offer_id":null,
  "offers":{
    "entity":"collection",
    "count":0,
    "items":[]
  },
  "status":"created",
  "attempts":0,
  "notes": {
    "notes_key_1": "Beam me up Scotty",
    "notes_key_2": "Engage"
  },
  "created_at":1579775420,
  "token":{
    "method":"nach",
    "notes": {
      "notes_key_1": "Tea, Earl Grey, Hot",
      "notes_key_2": "Tea, Earl Grey… decaf."
    },
    "recurring_status":null,
    "failure_reason":null,
    "currency":"INR",
    "max_amount":10000000,
    "auth_type":"physical",
    "expire_at":1580480689,
    "nach":{
      "create_form":true,
      "form_reference1":"Recurring Payment for Gaurav Kumar",
      "form_reference2":"Method Paper NACH",
      "prefilled_form":"https://rzp.io/i/bitw",
      "upload_form_url":"https://rzp.io/i/gts",
      "description":"Paper NACH Gaurav Kumar"
    },
    "bank_account":{
      "ifsc":"HDFC0000001",
      "bank_name":"HDFC Bank",
      "name":"Gaurav Kumar",
      "account_number":"11214311215411",
      "account_type":"savings",
      "beneficiary_email":"gaurav.kumar@example.com",
      "beneficiary_mobile":"9876543210"
    },
    "first_payment_amount":10000
  }
}

Use the Orders API to create a unique Razorpay order_id that is associated with the authorisation transaction. The following endpoint creates an order. /orders

Request Parameters

amount mandatory : integer Amount in currency subunits. For Paper NACH, the amount has to be 0. currency mandatory : string The 3-letter ISO currency code for the payment. Currently, we only support INR. method mandatory : string The authorisation method. In this case the value will be nach. customer_id mandatory : string The unique identifier of the customer, who is to be charged. For example, cust_D0cs04OIpPPU1F. receipt optional : string A user-entered unique identifier for the order. For example, rcptid #1. This parameter should be mapped to the order_id sent by Razorpay. notesoptional : object Key-value pair that can be used to store additional information about the entity. Maximum 15 key-value pairs, 256 characters (maximum) each. For example, "note_key": "Beam me up Scotty”. token : Details related to the authorisation transaction such as max amount and bank account information. Pass a value in the first_payment_amount parameter if you want to auto-charge the customer the first payment immediately after authorization. first_payment_amount optional : integer The amount, in paise, that should be auto-charged in addition to the authorization amount. For example, 100000. auth_type mandatory : string In this case, it will be physical. bank_account : Customer’s bank account details that will be printed on the NACH form. account_numbermandatory : string Customer’s bank account number. For example 11214311215411. ifsc_codemandatory : string Customer’s bank IFSC. For example UTIB0000001. beneficiary_namemandatory : string Customer’s name. For example, Gaurav Kumar. account_type optional : string Customer’s bank account type. Possible values:

savings (default)
current
cc (Cash Credit)
nre (SB-NRE)
nro (SB-NRO)

max_amount optional : integer Use to set the maximum amount per debit request. Know about maximum and default values. expire_at optional : integer Timestamp, in Unix, that specifies when the registration link should expire. The value can range from the current date to 01-19-2038 (2147483647). nach : Additional information to be printed on the NACH form that your customer will sign. form_reference1 optional : string A user-entered reference that appears on the NACH form. form_reference2 optional : string A user-entered reference that appears on the NACH form. description optional : string A user-entered description that appears on the hosted page. For example, Form for Gaurav Kumar. notesoptional : object Key-value pair that can be used to store additional information about the entity. Maximum 15 key-value pairs, 256 characters (maximum) each. For example, "note_key": "Beam me up Scotty”.

1.1.3. Create an Authorisation Payment

After you create an order, you have to create an authorisation payment. To create an authorisation payment:

Download the Paper NACH form and send it to the customers.
Ask the customers to fill the form and send it to you.
You upload the received form via the create NACH File API. The acceptable image formats and size are jpeg, jpg and png. Maximum accepted size is 6 MB.

Use the below endpoint to upload the signed Paper NACH form via APIs. /payments/create/nach/file Razorpay’s OCR-enabled NACH engine submits the form to NPCI on successful verification and you will receive a success/failure response. Use the following API to upload the NACH file sent by the customer.

Request

curl -u : \
-X POST 'https://api.razorpay.com/v1/payments/create/nach/file' \
-H "Content-Type: multipart/form-data" \
-F 'order_id=order_FoLdZrq6QGKUWg' \
-F 'recurring=1' \
-F 'file=@/Users/your_name/sample_uploaded.jpeg' // file path

Successful Response

{
  "razorpay_payment_id": "pay_FjDn43bvssCqEM",
  "razorpay_order_id": "order_FjDdQ6a0GluJ2c",
  "razorpay_signature": "f13775ea8a91e9bf229b9fdba3ad783f7ff2bdbce1c35e87a69ae7418808da04"
}
```json: Failure Response
{
   "error":{
      "code":"BAD_REQUEST_ERROR",
      "description":"file size exceeds limit",
      "field":null,
      "source":"customer",
      "step":"form_upload",
      "reason":"file size exceeds limit",
      "metadata":{
         "payment_id":null,
         "order_id":"order_DBJKIP31Y4jl8"
      }
   }
}

1.2. Using a Registration Link

Registration Links are an alternate way of creating an authorisation transaction. If you create a registration link, you need not create a customer or an order. When you create a registration link, an invoice is automatically issued to the customer. The customer can use the invoice to make the Authorisation Payment. Know how to create Registration Links using the Dashboard.

Handy Tips

You can use webhooks to get notifications about successful payments against a registration link. Know more about Webhooks. A registration link must always have an amount (in paise) that the customer will be charged when making the authorisation payment. In the case of Paper NACH, the order amount must be 0.

1.2.1. Create a Registration Link

Use the below endpoint to create a registration link for recurring payments. /subscription_registration/auth_links

Download and Upload the Pre-filled NACH Form

Once the registration link is created, the customer should complete these steps:

Download the pre-filled form using the Download NACH Form option on the Razorpay hosted page.
Sign the form.
Upload the signed form using the Upload NACH Form option on the Razorpay hosted page.

Request

curl -u :
-X POST https://api.razorpay.com/v1/subscription_registration/auth_links
-H "Content-Type: application/json" \
-d '{
  "customer":{
    "name":"Gaurav Kumar",
    "email":"gaurav.kumar@example.com",
    "contact":"9123456780"
  },
  "amount":0,
  "currency":"INR",
  "type":"link",
  "description":"12 p.m. Meals",
  "subscription_registration":{
    "method":"nach",
    "auth_type":"physical",
    "bank_account":{
      "beneficiary_name":"Gaurav Kumar",
      "account_number":"11214311215411",
      "account_type":"savings",
      "ifsc_code":"HDFC0001233"
    },
    "nach":{
      "form_reference1":"Recurring Payment for Gaurav Kumar",
      "form_reference2":"Method Paper NACH"
    },
    "expire_at":1947483647,
    "max_amount":50000
  },
  "receipt":"Receipt No. 1",
  "sms_notify":true,
  "email_notify":true,
  "expire_by":1647483647,
  "notes":{
    "note_key 1":"Beam me up Scotty",
    "note_key 2":"Tea. Earl Gray. Hot."
  }
}'
```json: Response
{
    "id": "inv_FHrZiAubEzDdaq",
    "entity": "invoice",
    "receipt": "Receipt No. 27",
    "invoice_number": "Receipt No. 27",
    "customer_id": "cust_BMB3EwbqnqZ2EI",
    "customer_details": {
        "id": "cust_BMB3EwbqnqZ2EI",
        "name": "Gaurav Kumar",
        "email": "gaurav.kumar@example.com",
        "contact": "9123456780",
        "gstin": null,
        "billing_address": null,
        "shipping_address": null,
        "customer_name": "Gaurav Kumar",
        "customer_email": "gaurav.kumar@example.com",
        "customer_contact": "9123456780"
    },
    "order_id": "order_FHrZiBOkWHZPOp",
    "line_items": [],
    "payment_id": null,
    "status": "issued",
    "expire_by": 1647483647,
    "issued_at": 1595491154,
    "paid_at": null,
    "cancelled_at": null,
    "expired_at": null,
    "sms_status": "sent",
    "email_status": "sent",
    "date": 1595491154,
    "terms": null,
    "partial_payment": false,
    "gross_amount": 0,
    "tax_amount": 0,
    "taxable_amount": 0,
    "amount": 0,
    "amount_paid": 0,
    "amount_due": 0,
    "currency": "INR",
    "currency_symbol": "₹",
    "description": "12 p.m. Meals",
    "notes": {
        "note_key 1": "Beam me up Scotty",
        "note_key 2": "Tea. Earl Gray. Hot."
    },
    "comment": null,
    "short_url": "https://rzp.io/i/bzDYbNg",
    "view_less": true,
    "billing_start": null,
    "billing_end": null,
    "type": "link",
    "group_taxes_discounts": false,
    "created_at": 1595491154,
    "idempotency_key": null,
    "token": {
        "method": "nach",
        "notes": {
            "note_key 1": "Beam me up Scotty",
            "note_key 2": "Tea. Earl Gray. Hot."
        },
        "recurring_status": null,
        "failure_reason": null,
        "currency": "INR",
        "max_amount": 50000,
        "auth_type": "physical",
        "expire_at": 1947483647,
        "nach": {
            "create_form": true,
            "form_reference1": "Recurring Payment for Gaurav Kumar",
            "form_reference2": "Method Paper NACH",
            "prefilled_form": "https://rzp.io/i/exdIzYN",
            "upload_form_url": "https://rzp.io/i/bzDYbNg",
            "description": "12 p.m. Meals"
        },
        "bank_account": {
            "ifsc": "HDFC0001233",
            "bank_name": "HDFC Bank",
            "name": "Gaurav Kumar",
            "account_number": "11214311215411",
            "account_type": "savings",
            "beneficiary_email": "gaurav.kumar@example.com",
            "beneficiary_mobile": "9123456780"
        },
        "first_payment_amount": 0
    },
    "nach_form_url": "https://rzp.io/i/exdIzYN"
}

The following endpoint creates a registration link for recurring payments. /subscription_registration/auth_links

Curl

curl -u :
-X POST https://api.razorpay.com/v1/subscription_registration/auth_links
-H "Content-Type: application/json" \
-d '{
  "customer":{
    "name":"Gaurav Kumar",
    "email":"gaurav.kumar@example.com",
    "contact":"9123456780"
  },
  "amount":0,
  "currency":"INR",
  "type":"link",
  "description":"12 p.m. Meals",
  "subscription_registration":{
    "method":"nach",
    "auth_type":"physical",
    "bank_account":{
      "beneficiary_name":"Gaurav Kumar",
      "account_number":"11214311215411",
      "account_type":"savings",
      "ifsc_code":"HDFC0001233"
    },
    "nach":{
      "form_reference1":"Recurring Payment for Gaurav Kumar",
      "form_reference2":"Method Paper NACH"
    },
    "expire_at":1947483647,
    "max_amount":50000
  },
  "receipt":"Receipt No. 1",
  "sms_notify":true,
  "email_notify":true,
  "expire_by":1647483647,
  "notes":{
    "note_key 1":"Beam me up Scotty",
    "note_key 2":"Tea. Earl Gray. Hot."
  }
}'

```java: Java
RazorpayClient razorpay = new RazorpayClient("[YOUR_KEY_ID]", "[YOUR_KEY_SECRET]");

JSONObject registrationLinkRequest = new JSONObject();
JSONObject customer = new JSONObject();
customer.put("name","Gaurav Kumar");
customer.put("email","gaurav.kumar@example.com");
customer.put("contact","9123456780");
registrationLinkRequest.put("customer", customer);
registrationLinkRequest.put("type", "link");
registrationLinkRequest.put("amount", 0);
registrationLinkRequest.put("currency", "INR");
registrationLinkRequest.put("description", "12 p.m. Meals");
JSONObject subscriptionRegistration = new JSONObject();
subscriptionRegistration.put("method","nach");
subscriptionRegistration.put("auth_type","physical");
subscriptionRegistration.put("max_amount",50000);
subscriptionRegistration.put("expire_at",1609423824);
JSONObject bankAccount = new JSONObject();
bankAccount.put("beneficiary_name","Gaurav Kumar");
bankAccount.put("account_number","11214311215411");
bankAccount.put("account_type","savings");
bankAccount.put("ifsc_code","HDFC0001233");
JSONObject nach = new JSONObject();
nach.put("form_reference1","Recurring Payment for Gaurav Kumar");
nach.put("form_reference2","Method Paper NACH");
subscriptionRegistration.put("bank_account",bankAccount);
subscriptionRegistration.put("nach",nach);
registrationLinkRequest.put("subscription_registration", subscriptionRegistration);
registrationLinkRequest.put("receipt", "Receipt No. #27");
registrationLinkRequest.put("email_notify", true);
registrationLinkRequest.put("sms_notify", true);
registrationLinkRequest.put("expire_by", 1580479824);
JSONObject notes = new JSONObject();
notes.put("notes_key_1","Tea, Earl Grey, Hot");
notes.put("notes_key_2","Tea, Earl Grey… decaf.");
registrationLinkRequest.put("notes", notes);

Invoice invoice = razorpay.invoices.createRegistrationLink(registrationLinkRequest);

```php: PHP
$api = new Api($key_id, $secret);

$api->subscription->createSubscriptionRegistration(array('customer'=>array('name'=>'Gaurav Kumar','email'=>'gaurav.kumar@example.com','contact'=>'9123456780'),'amount'=>100, 'type'=>'link','currency'=>'INR','description'=>'Registration Link for Gaurav Kumar','subscription_registration'=>array('first_payment_amount'=>100, 'method'=>'nach', 'auth_type'=>'physical' ,'max_amount'=>'50000','expire_at'=>'1634215992','bank_account'=>array('beneficiary_name'=>'Gaurav Kumar', 'account_number'=>'11214311215411', 'account_type'=>'savings', 'ifsc_code'=>'HDFC0001233'), 'nach'=> array('form_reference1'=> 'Recurring Payment for Gaurav Kumar','form_reference2'=> 'Method Paper NACH')),'receipt'=>'Receipt No. 5','email_notify'=>true,'sms_notify'=>true,'expire_by'=>1634215992, 'notes'=> array('note_key 1'=> 'Beam me up Scotty','note_key 2'=> 'Tea. Earl Gray. Hot.'));

```javascript: Node.js
var instance = new Razorpay({ key_id: 'YOUR_KEY_ID', key_secret: 'YOUR_SECRET' })

instance.payments.createRecurringPayment({
  customer: {
    name: "Gaurav Kumar",
    email: "gaurav.kumar@example.com",
    contact: 9123456780
  },
  amount: 100,
  type: "link",
  currency: "INR",
  description: "Registration Link for Gaurav Kumar",
  subscription_registration: {
    first_payment_amount: 100,
    method: "nach",
    auth_type: "physical",
    max_amount: 50000,
    expire_at: 1634215992,
    bank_account: {
      beneficiary_name: "Gaurav Kumar",
      account_number: "11214311215411",
      account_type: "savings",
      ifsc_code: "HDFC0001233"
    },
    nach: {
      form_reference1: "Recurring Payment for Gaurav Kumar",
      form_reference2: "Method Paper NACH"
    }
  },
  receipt: "Receipt No. 5",
  email_notify: true,
  sms_notify: true,
  expire_by: 1634215992,
  notes: {
    "note_key 1": "Beam me up Scotty",
    "note_key 2": "Tea. Earl Gray. Hot."
  }
})
```python: Python
client = razorpay.Client(auth=("YOUR_ID", "YOUR_SECRET"))

client.payment.createRecurring({
   "customer":{
      "name":"Gaurav Kumar",
      "email":"gaurav.kumar@example.com",
      "contact":9123456780
   },
   "amount":100,
   "type":"link",
   "currency":"INR",
   "description":"Registration Link for Gaurav Kumar",
   "subscription_registration":{
      "first_payment_amount":100,
      "method":"nach",
      "auth_type":"physical",
      "max_amount":50000,
      "expire_at":1634215992,
      "bank_account":{
         "beneficiary_name":"Gaurav Kumar",
         "account_number":11214311215411,
         "account_type":"savings",
         "ifsc_code":"HDFC0001233"
      },
      "nach":{
         "form_reference1":"Recurring Payment for Gaurav Kumar",
         "form_reference2":"Method Paper NACH"
      }
   },
   "receipt":"Receipt No. 5",
   "email_notify": True,
   "sms_notify":True,
   "expire_by":1634215992,
   "notes":{
      "note_key 1":"Beam me up Scotty",
      "note_key 2":"Tea. Earl Gray. Hot."
   }
})

```ruby: Ruby
require "razorpay"
Razorpay.setup('YOUR_KEY_ID', 'YOUR_SECRET')

para_attr = {
  "customer": {
    "name": "Gaurav Kumar",
    "email": "gaurav.kumar@example.com",
    "contact": 9123456780
  },
  "amount": 100,
  "type": "link",
  "currency": "INR",
  "description": "Registration Link for Gaurav Kumar",
  "subscription_registration": {
    "first_payment_amount": 100,
    "method": "nach",
    "auth_type": "physical",
    "max_amount": 50000,
    "expire_at": 1634215992,
    "bank_account": {
      "beneficiary_name": "Gaurav Kumar",
      "account_number": 11214311215411,
      "account_type": "savings",
      "ifsc_code": "HDFC0001233"
    },
    "nach": {
      "form_reference1": "Recurring Payment for Gaurav Kumar",
      "form_reference2": "Method Paper NACH"
    }
  },
  "receipt": "Receipt No. 27",
  "email_notify": 1,
  "sms_notify": 1,
  "expire_by": 1634215992,
  "notes": {
    "note_key 1": "Beam me up Scotty",
    "note_key 2": "Tea. Earl Gray. Hot."
  }
}
Razorpay::SubscriptionRegistration.create(para_attr)

```go: Go
import ( razorpay "github.com/razorpay/razorpay-go" )
client := razorpay.NewClient("YOUR_KEY_ID", "YOUR_SECRET")

data:= map[string]interface{}{
  "customer":map[string]interface{}{
    "name":"Gaurav Kumar",
    "email":"gaurav.kumar@example.com",
    "contact":"9123456780",
  },
  "amount":0,
  "currency":"INR",
  "type":"link",
  "description":"12 p.m. Meals",
  "subscription_registration":map[string]interface{}{
    "method":"nach",
    "auth_type":"physical",
    "bank_account":map[string]interface{}{
      "beneficiary_name":"Gaurav Kumar",
      "account_number":"11214311215411",
      "account_type":"savings",
      "ifsc_code":"HDFC0001233",
    },
    "nach":map[string]interface{}{
      "form_reference1":"Recurring Payment for Gaurav Kumar",
      "form_reference2":"Method Paper NACH",
    },
    "expire_at":1947483647,
    "max_amount":50000,
  },
  "receipt":"Receipt No. 1",
  "sms_notify":true,
  "email_notify":true,
  "expire_by":1647483647,
  "notes":map[string]interface{}{
    "note_key 1":"Beam me up Scotty",
    "note_key 2":"Tea. Earl Gray. Hot.",
  },
}

body, err := client.Invoice.CreateRegistrationLink(data, nil)

```csharp: .NET
RazorpayClient client = new RazorpayClient("[YOUR_KEY_ID]", "[YOUR_KEY_SECRET]");

Dictionary registrationLinkRequest = new Dictionary();
Dictionary customer = new Dictionary();
customer.Add("name","Gaurav Kumar");
customer.Add("email","gaurav.kumar@example.com");
customer.Add("contact","9123456780");
registrationLinkRequest.Add("customer", customer);
registrationLinkRequest.Add("type", "link");
registrationLinkRequest.Add("amount", 0);
registrationLinkRequest.Add("currency", "INR");
registrationLinkRequest.Add("description", "12 p.m. Meals");
Dictionary subscriptionRegistration = new Dictionary();
subscriptionRegistration.Add("method","nach");
subscriptionRegistration.Add("auth_type","physical");
subscriptionRegistration.Add("max_amount",50000);
subscriptionRegistration.Add("expire_at",1609423824);
Dictionary bankAccount = new Dictionary();
bankAccount.Add("beneficiary_name","Gaurav Kumar");
bankAccount.Add("account_number","11214311215411");
bankAccount.Add("account_type","savings");
bankAccount.Add("ifsc_code","HDFC0001233");
Dictionary nach = new Dictionary();
nach.Add("form_reference1","Recurring Payment for Gaurav Kumar");
nach.Add("form_reference2","Method Paper NACH");
subscriptionRegistration.Add("bank_account",bankAccount);
subscriptionRegistration.Add("nach",nach);
registrationLinkRequest.Add("subscription_registration", subscriptionRegistration);
registrationLinkRequest.Add("receipt", "Receipt No. #111");
registrationLinkRequest.Add("email_notify", true);
registrationLinkRequest.Add("sms_notify", true);
registrationLinkRequest.Add("expire_by", 1580479824);
Dictionary notes = new Dictionary();
notes.Add("notes_key_1","Tea, Earl Grey, Hot");
notes.Add("notes_key_2","Tea, Earl Grey… decaf.");
registrationLinkRequest.Add("notes", notes);

Invoice invoice = client.Invoice.CreateRegistrationLink(registrationLinkRequest);

```json: Response
{
    "id": "inv_FHrZiAubEzDdaq",
    "entity": "invoice",
    "receipt": "Receipt No. 27",
    "invoice_number": "Receipt No. 27",
    "customer_id": "cust_BMB3EwbqnqZ2EI",
    "customer_details": {
        "id": "cust_BMB3EwbqnqZ2EI",
        "name": "Gaurav Kumar",
        "email": "gaurav.kumar@example.com",
        "contact": "9123456780",
        "gstin": null,
        "billing_address": null,
        "shipping_address": null,
        "customer_name": "Gaurav Kumar",
        "customer_email": "gaurav.kumar@example.com",
        "customer_contact": "9123456780"
    },
    "order_id": "order_FHrZiBOkWHZPOp",
    "line_items": [],
    "payment_id": null,
    "status": "issued",
    "expire_by": 1647483647,
    "issued_at": 1595491154,
    "paid_at": null,
    "cancelled_at": null,
    "expired_at": null,
    "sms_status": "sent",
    "email_status": "sent",
    "date": 1595491154,
    "terms": null,
    "partial_payment": false,
    "gross_amount": 0,
    "tax_amount": 0,
    "taxable_amount": 0,
    "amount": 0,
    "amount_paid": 0,
    "amount_due": 0,
    "currency": "INR",
    "currency_symbol": "₹",
    "description": "12 p.m. Meals",
    "notes": {
        "note_key 1": "Beam me up Scotty",
        "note_key 2": "Tea. Earl Gray. Hot."
    },
    "comment": null,
    "short_url": "https://rzp.io/i/bzDYbNg",
    "view_less": true,
    "billing_start": null,
    "billing_end": null,
    "type": "link",
    "group_taxes_discounts": false,
    "created_at": 1595491154,
    "idempotency_key": null,
    "token": {
        "method": "nach",
        "notes": {
            "note_key 1": "Beam me up Scotty",
            "note_key 2": "Tea. Earl Gray. Hot."
        },
        "recurring_status": null,
        "failure_reason": null,
        "currency": "INR",
        "max_amount": 50000,
        "auth_type": "physical",
        "expire_at": 1947483647,
        "nach": {
            "create_form": true,
            "form_reference1": "Recurring Payment for Gaurav Kumar",
            "form_reference2": "Method Paper NACH",
            "prefilled_form": "https://rzp.io/i/exdIzYN",
            "upload_form_url": "https://rzp.io/i/bzDYbNg",
            "description": "12 p.m. Meals"
        },
        "bank_account": {
            "ifsc": "HDFC0001233",
            "bank_name": "HDFC Bank",
            "name": "Gaurav Kumar",
            "account_number": "11214311215411",
            "account_type": "savings",
            "beneficiary_email": "gaurav.kumar@example.com",
            "beneficiary_mobile": "9123456780"
        },
        "first_payment_amount": 0
    },
    "nach_form_url": "https://rzp.io/i/exdIzYN"
}

Download and Upload the Pre-filled NACH Form

Once the registration link is created, the customer should complete these steps:

Download the pre-filled form using the Download NACH Form option on...

Download the pre-filled form using the Download NACH Form option on the Razorpay hosted page.

Sign the form.

Upload the signed form using the Upload NACH Form option on the Raz...

Upload the signed form using the Upload NACH Form option on the Razorpay hosted page.

Request

curl -u :
-X POST https://api.razorpay.com/v1/subscription_registration/auth_links
-H "Content-Type: application/json" \
-d '{
  "customer":{
    "name":"Gaurav Kumar",
    "email":"gaurav.kumar@example.com",
    "contact":"9123456780"
  },
  "amount":0,
  "currency":"INR",
  "type":"link",
  "description":"12 p.m. Meals",
  "subscription_registration":{
    "first_payment_amount": 10000,
    "method":"nach",
    "auth_type":"physical",
    "bank_account":{
      "beneficiary_name":"Gaurav Kumar",
      "account_number":"11214311215411",
      "account_type":"savings",
      "ifsc_code":"HDFC0001233"
    },
    "nach":{
      "form_reference1":"Recurring Payment for Gaurav Kumar",
      "form_reference2":"Method Paper NACH"
    },
    "expire_at":1947483647,
    "max_amount":50000
  },
  "receipt":"Receipt No. 27",
  "sms_notify":true,
  "email_notify":true,
  "expire_by":1647483647,
  "notes":{
    "note_key 1":"Beam me up Scotty",
    "note_key 2":"Tea. Earl Gray. Hot."
  }
}'

```json: Response
{
    "id": "inv_FHrZiAubEzDdaq",
    "entity": "invoice",
    "receipt": "Receipt No. 27",
    "invoice_number": "Receipt No. 27",
    "customer_id": "cust_BMB3EwbqnqZ2EI",
    "customer_details": {
        "id": "cust_BMB3EwbqnqZ2EI",
        "name": "Gaurav Kumar",
        "email": "gaurav.kumar@example.com",
        "contact": "9123456780",
        "gstin": null,
        "billing_address": null,
        "shipping_address": null,
        "customer_name": "Gaurav Kumar",
        "customer_email": "gaurav.kumar@example.com",
        "customer_contact": "9123456780"
    },
    "order_id": "order_FHrZiBOkWHZPOp",
    "line_items": [],
    "payment_id": null,
    "status": "issued",
    "expire_by": 1647483647,
    "issued_at": 1595491154,
    "paid_at": null,
    "cancelled_at": null,
    "expired_at": null,
    "sms_status": "sent",
    "email_status": "sent",
    "date": 1595491154,
    "terms": null,
    "partial_payment": false,
    "gross_amount": 0,
    "tax_amount": 0,
    "taxable_amount": 0,
    "amount": 0,
    "amount_paid": 0,
    "amount_due": 0,
    "currency": "INR",
    "currency_symbol": "₹",
    "description": "12 p.m. Meals",
    "notes": {
        "note_key 1": "Beam me up Scotty",
        "note_key 2": "Tea. Earl Gray. Hot."
    },
    "comment": null,
    "short_url": "https://rzp.io/i/bzDYbNg",
    "view_less": true,
    "billing_start": null,
    "billing_end": null,
    "type": "link",
    "group_taxes_discounts": false,
    "created_at": 1595491154,
    "idempotency_key": null,
    "token": {
        "method": "nach",
        "notes": {
            "note_key 1": "Beam me up Scotty",
            "note_key 2": "Tea. Earl Gray. Hot."
        },
        "recurring_status": null,
        "failure_reason": null,
        "currency": "INR",
        "max_amount": 50000,
        "auth_type": "physical",
        "expire_at": 1947483647,
        "nach": {
            "create_form": true,
            "form_reference1": "Recurring Payment for Gaurav Kumar",
            "form_reference2": "Method Paper NACH",
            "prefilled_form": "https://rzp.io/i/exdIzYN",
            "upload_form_url": "https://rzp.io/i/bzDYbNg",
            "description": "12 p.m. Meals"
        },
        "bank_account": {
            "ifsc": "HDFC0001233",
            "bank_name": "HDFC Bank",
            "name": "Gaurav Kumar",
            "account_number": "11214311215411",
            "account_type": "savings",
            "beneficiary_email": "gaurav.kumar@example.com",
            "beneficiary_mobile": "9123456780"
        },
        "first_payment_amount": 0
    },
    "nach_form_url": "https://rzp.io/i/exdIzYN"
}

Request Parameters

customer : object Details of the customer to whom the registration link is sent. name mandatory : string Customer’s name. email mandatory : string Customer’s email address. contactmandatory : integer Customer’s contact number. type mandatory : string In this case, the value is link. amount mandatory : integer The payment amount in the smallest currency sub-unit. currency mandatory : string The 3-letter ISO currency code for the payment. description mandatory : string A description that appears on the hosted page. subscription_registration : Details of the authorisation payment. first_payment_amount optional : integer The amount, in paise, the customer should be auto-charged in addition to the authorization amount. For example, 100000. subscription_registration : Details of the authorisation payment. method mandatory : string The Paper NACH method used to make the authorisation transaction. Here, it is physical. auth_type mandatory : string The payment method used to make the authorisation transaction. Here, it is nach. bank_account : The customer’s bank account details. beneficiary_name mandatory : string The beneficiary name. For example, Gaurav Kumar. account_number mandatory : integer The customer’s bank account number. For example, 11214311215411. account_type mandatory : string The customer’s bank account type. Possible values:

savings
current

ifsc_code mandatory : string The customer’s bank IFSC. For example, HDFC0000001. max_amount optional : integer Use to set the maximum amount, in paise, per debit request. Know about maximum and default values. expire_at optional : integer The Unix timestamp till when you can use the token (authorisation on the payment method) to charge the customer subsequent payments. The default value is 10 years. The value can range from the current date to 31-12-2099 (4101580799). nach : Additional information to be printed on the NACH form your customer will sign. form_reference1 optional : string A user entered reference that appears on the NACH form. form_reference2 optional : string A user entered reference that appears on the NACH form. description optional : string A user entered description that appears on the hosted page. For example, Form for Gaurav Kumar. sms_notify optional : boolean Indicates if SMS notifications are to be sent by Razorpay. Possible values:

true (default): Notifications are sent by Razorpay .
false: Notifications are not sent by Razorpay.

email_notify optional : boolean Indicates if email notifications are to be sent by Razorpay. Possible values:

true (default): Notifications are sent by Razorpay .
false: Notifications are not sent by Razorpay.

expire_by optional : integer The Unix timestamp indicates the expiry of the registration link. receipt optional : string A unique identifier entered by you for the order. For example, Receipt No. 1. You should map this parameter to the order_id sent by Razorpay. notes optional : object This is a key-value pair that is used to store additional information about the entity. Maximum 15 key-value pairs, 256 characters (maximum) each. For example, "note_key": "Beam me up Scotty”.

1.2.2. Send/Resend Notifications

The following endpoint sends/resends notifications with the short URL to the customer: /invoices/:id/notify_by/:medium

Sample Code

Curl

 curl -u [YOUR_KEY_ID]:[YOUR_KEY_SECRET]
 -X POST https://api.razorpay.com/v1/invoices/inv_1Aa00000000001/notify_by/sms

 ```java: Java
 RazorpayClient razorpay = new RazorpayClient("[YOUR_KEY_ID]", "[YOUR_KEY_SECRET]");

 String invoiceId = "inv_1Aa00000000001";

 String medium = "sms";

 Invoice invoice = razorpay.invoices.notifyBy(invoiceId, medium);

 ```php: PHP
 $api = new Api($key_id, $secret);

 $api->invoice->fetch($invoiceId)->notify($medium);

 ```javascript: Node.js
 var instance = new Razorpay({ key_id: 'YOUR_KEY_ID', key_secret: 'YOUR_SECRET' })

 instance.invoices.notifyBy(invoiceId, medium)

 ```python: Python
 client = razorpay.Client(auth=("YOUR_ID", "YOUR_SECRET"))

 client.invoice.notify_by(invoiceId, medium)

 ```ruby: Ruby
 require "razorpay"
 Razorpay.setup('YOUR_KEY_ID', 'YOUR_SECRET')

 invoiceId = "inv_JDdNb4xdf4gxQ7"

 medium = "email" 

 Razorpay::Invoice.notify_by(invoiceId, medium)

 ```go: Go
 import ( razorpay "github.com/razorpay/razorpay-go" )
 client := razorpay.NewClient("YOUR_KEY_ID", "YOUR_SECRET")

 body, err := client.Invoice.Notify("", "", nil, nil)

 ```csharp: .NET
 RazorpayClient client = new RazorpayClient("[YOUR_KEY_ID]", "[YOUR_KEY_SECRET]");

 string invoiceId = "inv_Z6t7VFTb9xHeOs";

 string medium = "sms";

 Invoice invoice = client.Invoice.Fetch(invoiceId).NotifyBy(medium);

Response

{
  "success": true
}

Path Parameters

idmandatory : string The unique identifier of the invoice linked to the registration link for which you want to send the notification. For example, inv_1Aa00000000001. medium mandatory : string Determines through which medium you want to resend the notification. Possible values:

sms
email

1.2.3. Cancel a Registration Link

The following endpoint cancels a registration link. /invoices/:id/cancel

Curl

curl -u :
-X POST https://api.razorpay.com/v1/invoices/inv_1Aa00000000001/cancel

```java: Java
RazorpayClient razorpay = new RazorpayClient("[YOUR_KEY_ID]", "[YOUR_KEY_SECRET]");

String invoiceId = "inv_1Aa00000000001";

Invoice invoice = razorpay.invoices.cancel(invoiceId);

```php: PHP
$api = new Api($key_id, $secret);

$api->invoice->fetch($invoiceId)->cancel();
```javascript: Node.js
var instance = new Razorpay({ key_id: 'YOUR_KEY_ID', key_secret: 'YOUR_SECRET' })

instance.invoices.cancel(invoiceId);
```python: Python
client = razorpay.Client(auth=("YOUR_ID", "YOUR_SECRET"))

client.invoice.cancel(invoiceId)

```ruby: Ruby
require "razorpay"
Razorpay.setup('YOUR_KEY_ID', 'YOUR_SECRET')

invoiceId = "inv_JDdNb4xdf4gxQ7"

Razorpay::Invoice.cancel(invoiceId)

```go: Go
import ( razorpay "github.com/razorpay/razorpay-go" )
client := razorpay.NewClient("YOUR_KEY_ID", "YOUR_SECRET")

body, err := client.Invoice.Cancel("", nil, nil)

```csharp: .NET
RazorpayClient client = new RazorpayClient("[YOUR_KEY_ID]", "[YOUR_KEY_SECRET]");

string invoiceId = "inv_DAweOiQ7amIUVd";

Invoice invoice = client.Invoice.Fetch(invoiceId).Cancel();

```json: Response
{
  "amount": 0,
  "amount_due": 0,
  "amount_paid": 0,
  "auth_link_status": "cancelled",
  "billing_end": null,
  "billing_start": null,
  "cancelled_at": 1661428198,
  "comment": null,
  "created_at": 1661424249,
  "currency": "INR",
  "currency_symbol": "₹",
  "customer_details": {
    "billing_address": null,
    "contact": "9023456780",
    "customer_contact": "9023456780",
    "customer_email": "gaurav.kumar1@example.com",
    "customer_name": "Gaurav Kumar",
    "email": "gaurav.kumar1@example.com",
    "gstin": null,
    "id": "cust_K9pyoGi6vDUMgM",
    "name": "Gaurav Kumar",
    "shipping_address": null
  },
  "customer_id": "cust_K9pyoGi6vDUMgM",
  "date": 1661424248,
  "description": "salsa",
  "email_status": "sent",
  "entity": "invoice",
  "expire_by": 1947483647,
  "expired_at": null,
  "first_payment_min_amount": null,
  "gross_amount": 0,
  "group_taxes_discounts": false,
  "id": "inv_K9pyoiihbl98jD",
  "idempotency_key": null,
  "invoice_number": "trtrtr1",
  "issued_at": 1661424248,
  "line_items": [],
  "nach_form_url": "https://rzp.io/i/Ui2gOJOom",
  "notes": {
    "note_key 1": "Beam me up Scotty",
    "note_key 2": "Tea. Earl Gray. Hot."
  },
  "order_id": "order_K9pypNRrcL4bij",
  "paid_at": null,
  "partial_payment": false,
  "payment_id": null,
  "receipt": "trtrtr1",
  "reminder_status": null,
  "short_url": "https://rzp.io/i/WNa96WB",
  "sms_status": "sent",
  "status": "cancelled",
  "subscription_status": null,
  "supply_state_code": null,
  "tax_amount": 0,
  "taxable_amount": 0,
  "terms": null,
  "token": {
    "auth_type": "physical",
    "bank_account": {
      "account_number": "11214311215411",
      "account_type": "savings",
      "bank_name": "HDFC Bank",
      "beneficiary_email": "gaurav.kumar1@example.com",
      "beneficiary_mobile": "9023456780",
      "ifsc": "HDFC0001233",
      "name": "Gaurav Kumar"
    },
    "currency": "INR",
    "expire_at": 1947483647,
    "failure_reason": null,
    "first_payment_amount": 0,
    "max_amount": 50000,
    "method": "nach",
    "nach": {
      "create_form": true,
      "description": "salsa",
      "form_reference1": "Recurring Payment for Gaurav Kumar",
      "form_reference2": "Method Paper NACH",
      "prefilled_form": "https://rzp.io/i/WYAUISM64",
      "prefilled_form_transient": "https://rzp.io/i/Ui2gOJOom",
      "upload_form_url": "https://rzp.io/i/WNa96WB"
    },
    "notes": {
      "note_key 1": "Beam me up Scotty",
      "note_key 2": "Tea. Earl Gray. Hot."
    },
    "recurring_status": null
  },
  "type": "link",
  "user_id": null,
  "view_less": true
}

Path Parameter

id mandatory : string The unique identifier for the invoice linked to the registration link that you want to cancel. For example, inv_1Aa00000000001.

2. Fetch and Manage Tokens

Once you capture a payment, Razorpay Checkout returns a razorpay_payment_id. You can use this id to fetch the token_id, which is used to create and charge subsequent payments. You can retrieve the token_id using the Dashboard or the APIs given below.

2.1. Fetch Token by Payment ID

Use the below endpoint to fetch the token_id using a payment_id. /payments/:id

Curl

curl -u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \
-X GET https://api.razorpay.com/v1/payments/pay_1Aa00000000003

```java: Java
RazorpayClient razorpay = new RazorpayClient("[YOUR_KEY_ID]", "[YOUR_SECRET}"

String paymentId = "pay_1Aa00000000003";

Payment payment = razorpay.payments.fetch(paymentId);

```php: PHP
$api = new Api($key_id, $secret);

$api->payment->fetch($paymentId);
```javascript: Node.js
var instance = new Razorpay({ key_id: 'YOUR_KEY_ID', key_secret: 'YOUR_SECRET' })

instance.payments.fetch(paymentId)
```python: Python
client = razorpay.Client(auth=("YOUR_ID", "YOUR_SECRET"))

client.payment.fetch(paymentId)

```ruby: Ruby
require "razorpay"
Razorpay.setup('YOUR_KEY_ID', 'YOUR_SECRET')

paymentId = "pay_1Aa00000000003"

Razorpay::Payment.fetch(paymentId)

```go: Go
import ( razorpay "github.com/razorpay/razorpay-go" )
client := razorpay.NewClient("YOUR_KEY_ID", "YOUR_SECRET")

body, err := client.Payment.Fetch("", nil, nil)

```csharp: .NET
RazorpayClient client = new RazorpayClient("[YOUR_KEY_ID]", "[YOUR_KEY_SECRET]");

string paymentId = "pay_Z6t7VFTb9xHeOs";

Payment payment = client.Payment.Fetch(paymentId);

```json: Response
{
  "id": "pay_EnLNTjINiPkMEZ",
  "entity": "payment",
  "amount": 0,
  "currency": "INR",
  "status": "captured",
  "order_id": "order_EnLLfglmKksr4K",
  "invoice_id": "inv_EnLLfgCzRfcMuh",
  "international": false,
  "method": "nach",
  "amount_refunded": 0,
  "refund_status": null,
  "captured": true,
  "description": "Invoice #inv_EnLLfgCzRfcMuh",
  "card_id": null,
  "bank": "UTIB",
  "wallet": null,
  "vpa": null,
  "email": "gaurav.kumar@example.com",
  "contact": "+919876543210",
  "customer_id": "cust_DtHaBuooGHTuyZ",
  "token_id": "token_EnLNTnn7uyRg5V",
  "notes": {
    "note_key 1": "Beam me up Scotty",
    "note_key 2": "Tea. Earl Gray. Hot."
  },
  "fee": 0,
  "tax": 0,
  "error_code": null,
  "error_description": null,
  "error_source": null,
  "error_step": null,
  "error_reason": null,
  "acquirer_data": {},
  "created_at": 1588827564
}

Handy Tips

You can also retrieve the token_id via the payment.authorized webhook.

Path Parameter

id mandatory : string The unique identifier of the payment to be retrieved. For example, pay_1Aa00000000002.

2.2. Fetch Tokens by Customer ID

Use the below endpoint to fetch tokens linked to a customer. A customer can have multiple tokens tied to them. These tokens can be used to create subsequent payments for multiple products or services.

Watch Out!This endpoint will not fetch the details of expired and unused tokens./customers/:id/tokens

Curl

curl -u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \
-X GET https://api.razorpay.com/v1/customers/cust_1Aa00000000002/tokens

```java: Java
RazorpayClient razorpay = new RazorpayClient("[YOUR_KEY_ID]", "[YOUR_KEY_SECRET]");

String customerId = "cust_1Aa00000000004";

Customer customer = razorpay.customers.fetchTokens(customerId);

```php: PHP
$api = new Api($key_id, $secret);

$api->customer->fetch($customerId)->tokens()->all();

```javascript: Node.js
var instance = new Razorpay({ key_id: 'YOUR_KEY_ID', key_secret: 'YOUR_SECRET' })

instance.customers.fetchTokens(customerId)

```python: Python
client = razorpay.Client(auth=("YOUR_ID", "YOUR_SECRET"))

client.token.all(customerId)

```ruby: Ruby
require "razorpay"
Razorpay.setup('YOUR_KEY_ID', 'YOUR_SECRET')

customerId = "cust_1Aa00000000004"

Razorpay::Customer.fetchTokens(customerId)

```go: Go
import ( razorpay "github.com/razorpay/razorpay-go" )
client := razorpay.NewClient("YOUR_KEY_ID", "YOUR_SECRET")

body, err := client.Token.All("", nil, nil)

```csharp: .NET
RazorpayClient client = new RazorpayClient("[YOUR_KEY_ID]", "[YOUR_KEY_SECRET]");

string customerId = "cust_1Aa00000000001";

List token = client.Customer.Fetch(customerId).Tokens();

```json: Response
{
  "entity": "collection",
  "count": 1,
  "items": [
    {
      "id": "token_EhYgIE3pOyMQpD",
      "entity": "token",
      "token": "3mQ5Czc6APNppI",
      "bank": "HDFC",
      "wallet": null,
      "method": "nach",
      "vpa": null,
      "recurring": true,
      "recurring_details": {
        "status": "confirmed",
        "failure_reason": null
      },
      "auth_type": "physical",
      "mrn": null,
      "used_at": 1587564373,
      "created_at": 1587564373,
      "dcc_enabled": false
    }
  ]
}

Path Parameter

id mandatory : string The unique identifier of the customer for whom tokens are to be retrieved. For example, cust_1Aa00000000002.

2.3. Delete Tokens

The following endpoint deletes a token. /customers/:customer_id/tokens/:token_id

Curl

curl -u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \
-X DELETE https://api.razorpay.com/v1/customers/cust_1Aa00000000002/tokens/token_1Aa00000000001

```java: Java
RazorpayClient razorpay = new RazorpayClient("[YOUR_KEY_ID]", "[YOUR_KEY_SECRET]");

String customerId = "cust_1Aa00000000002";

String tokenId = "token_1Aa00000000001";

Customer customer = razorpay.customers.deleteToken(customerId, tokenId);

```php: PHP
$api = new Api($key_id, $secret);

$api->customer->fetch($customerId)->tokens()->delete($tokenId);
```javascript: Node.js
var instance = new Razorpay({ key_id: 'YOUR_KEY_ID', key_secret: 'YOUR_SECRET' })

instance.customers.deleteToken(customerId, tokenId)

```python: Python
client = razorpay.Client(auth=("YOUR_ID", "YOUR_SECRET"))

client.token.delete(customerId, tokenId)

```ruby: Ruby
require "razorpay"
Razorpay.setup('YOUR_KEY_ID', 'YOUR_SECRET')

customerId = "cust_1Aa00000000004"

tokenId = "token_Hxe0skTXLeg9pF"

Razorpay::Customer.fetch(customerId).deleteToken(tokenId)

```go: Go
import ( razorpay "github.com/razorpay/razorpay-go" )
client := razorpay.NewClient("YOUR_KEY_ID", "YOUR_SECRET")

body, err := client.Token.Delete("", "", nil, nil)

```ruby: Ruby
require "razorpay"
Razorpay.setup('YOUR_KEY_ID', 'YOUR_SECRET')

customerId = "cust_1Aa00000000004"

tokenId = "token_Hxe0skTXLeg9pF"

Razorpay::fetch(customerId).deleteToken(tokenId)

```java: Java
RazorpayClient razorpay = new RazorpayClient("[YOUR_KEY_ID]", "[YOUR_KEY_SECRET]");

String customerId = "cust_DtHaBuooGHTuyZ";

String tokenId = "token_HouA2OQR5Z2jTL";

Customer customer = instance.customers.deleteToken(customerId, tokenId);

```csharp: .NET
RazorpayClient client = new RazorpayClient("[YOUR_KEY_ID]", "[YOUR_KEY_SECRET]");

string customerId = "cust_Z6t7VFTb9xHeOs";

string tokenId = "token_1Aa00000000001";

Customer customer = client.Customer.Fetch(customerId).DeleteToken(tokenId);

Response

{
    "deleted": true
}

Path Parameter

customer_id mandatory : string The unique identifier of the customer with whom the token is linked. For example, cust_1Aa00000000002. token_id mandatory : string The unique identifier of the token that is to be deleted. For example, token_1Aa00000000001.

3. Create Subsequent Payments

You should perform the following steps to create and charge your customer subsequent payments:

Create an order to charge the customer
Create a recurring payment

3.1. Create an Order to Charge the Customer

You have to create a new order every time you want to charge your customers. This order is different from the one created during the authorisation transaction. The following endpoint creates an order. /orders

Curl

curl -u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \
-X POST https://api.razorpay.com/v1/orders \
-H "Content-Type: application/json" \
-d '{
  "amount":1000,
  "currency":"INR",
  "payment_capture": true,
  "receipt":"Receipt No. 1",
  "notes": {
    "notes_key_1":"Tea, Earl Grey, Hot",
    "notes_key_2":"Tea, Earl Grey… decaf."
  }
}'

```java: Java
RazorpayClient razorpay = new RazorpayClient("[YOUR_KEY_ID]", "[YOUR_KEY_SECRET]");

JSONObject orderRequest = new JSONObject();
orderRequest.put("amount", 1000);
orderRequest.put("currency", "INR");
orderRequest.put("payment_capture", true);
orderRequest.put("receipt", "Receipt No. 1");
JSONObject notes = new JSONObject();
notes.put("notes_key_1","Tea, Earl Grey, Hot");
notes.put("notes_key_2","Tea, Earl Grey… decaf.");
orderRequest.put("notes", notes);

Order order = razorpay.orders.create(orderRequest);

```php: PHP
$api = new Api($key_id, $secret);

$api->order->create(array('receipt' => '123', 'amount' => 100, 'payment_capture' => true, 'currency' => 'INR', 'notes'=> array('key1'=> 'value3','key2'=> 'value2')));

```javascript: Node.js
var instance = new Razorpay({ key_id: 'YOUR_KEY_ID', key_secret: 'YOUR_SECRET' })

instance.orders.create({
  "amount":1000,
  "currency":"INR",
  "payment_capture": true,
  "receipt":"Receipt No. 1",
  "notes": {
    "notes_key_1":"Tea, Earl Grey, Hot",
    "notes_key_2":"Tea, Earl Grey… decaf."
  }
})

```python: Python
client = razorpay.Client(auth=("YOUR_ID", "YOUR_SECRET"))

client.order.create({
    'amount': 1000,
    'currency': 'INR',
    'payment_capture': True,
    'receipt': 'Receipt No. 1',
    'notes': {'notes_key_1': 'Tea, Earl Grey, Hot',
              'notes_key_2': 'Tea, Earl Grey... decaf.'}
    })

```ruby: Ruby
require "razorpay"
Razorpay.setup('YOUR_KEY_ID', 'YOUR_SECRET')

para_attr = {
  "amount": 1000,
  "currency": "INR",
  "payment_capture": true,
  "receipt": "Receipt No. 1",
  "notes": {
    "notes_key_1": "Tea, Earl Grey, Hot",
    "notes_key_2": "Tea, Earl Grey… decaf."
  }
}

Razorpay::Order.create(para_attr)

```go: Go
import ( razorpay "github.com/razorpay/razorpay-go" )
client := razorpay.NewClient("YOUR_KEY_ID", "YOUR_S ECRET")

data:= map[string]interface{}{
  "amount":1000,
  "currency":"INR",
  "payment_capture": true,
  "receipt":"Receipt No. 1",
  "notes": map[string]interface{}{
    "notes_key_1":"Tea, Earl Grey, Hot",
    "notes_key_2":"Tea, Earl Grey… decaf.",
  },
}
body, err := client.Order.Create(data, nil)

```csharp: .NET
RazorpayClient client = new RazorpayClient("[YOUR_KEY_ID]", "[YOUR_KEY_SECRET]");

Dictionary orderRequest = new Dictionary();
orderRequest.Add("amount", 100);
orderRequest.Add("currency", "INR");
orderRequest.Add("receipt", "receipt#12b");
orderRequest.Add("payment_capture", true);
Dictionary notes = new Dictionary();
notes.Add("notes_key_1", "Tea, Earl Grey, Hot");
notes.Add("notes_key_2", "Tea, Earl Grey… decaf.");
orderRequest.Add("notes", notes);

Order order = client.Order.Create(orderRequest);

Success Response

{
   "id":"order_1Aa00000000002",
   "entity":"order",
   "amount":1000,
   "amount_paid":0,
   "amount_due":1000,
   "currency":"INR",
   "receipt":"Receipt No. 1",
   "offer_id":null,
   "status":"created",
   "attempts":0,
   "notes":{
      "notes_key_1":"Tea, Earl Grey, Hot",
      "notes_key_2":"Tea, Earl Grey… decaf."
   },
   "created_at":1579782776
}

```json: Failure Response
{
   "error":{
      "code":"BAD_REQUEST_ERROR",
      "description":"The id provided does not exist",
      "source":"business",
      "step":"payment_initiation",
      "reason":"input_validation_failed",
      "metadata":{
         
      }
   }
}

3.2. Create a Recurring Payment

Once you have generated an order_id, use it with the token_id to create a payment and charge the customer. The following endpoint creates a payment to charge the customer. /payments/create/recurring

Curl

curl -u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \
-X POST https://api.razorpay.com/v1/payments/create/recurring \
-H "Content-Type: application/json" \
-d '{
  "email": "gaurav.kumar@example.com",
  "contact": "+919876543210",
  "amount": 1000,
  "currency": "INR",
  "order_id": "order_1Aa00000000002",
  "customer_id": "cust_1Aa00000000001",
  "token": "token_1Aa00000000001",
  "recurring": true,
  "description": "Creating recurring payment for Gaurav Kumar",
  "notes": {
    "note_key 1": "Beam me up Scotty",
    "note_key 2": "Tea. Earl Gray. Hot."
  }
}'

```java: Java
RazorpayClient razorpay = new RazorpayClient("[YOUR_KEY_ID]", "[YOUR_KEY_SECRET]");

JSONObject paymentRequest = new JSONObject();
paymentRequest.put("email", "gaurav.kumar@example.com");
paymentRequest.put("contact", "+919876543210");
paymentRequest.put("amount", 1000);
paymentRequest.put("currency", "INR");
paymentRequest.put("order_id", "order_1Aa00000000002");
paymentRequest.put("customer_id", "cust_1Aa00000000001");
paymentRequest.put("token", "token_1Aa00000000001");
paymentRequest.put("recurring", true);
paymentRequest.put("description", "Creating recurring payment for Gaurav Kumar");
JSONObject notes = new JSONObject();
paymentRequest.put("notes_key_1","Tea, Earl Grey, Hot");
paymentRequest.put("notes_key_2","Tea, Earl Grey… decaf.");

Payment payment = razorpay.payments.createRecurringPayment(paymentRequest);

```php: PHP
$api = new Api($key_id, $secret);

$api->payment->createRecurring(array('email'=>'gaurav.kumar@example.com','contact'=>'+919876543210','amount'=>100,'currency'=>'INR','order_id'=>'order_1Aa00000000002','customer_id'=>'cust_1Aa00000000001','token'=>'token_1Aa00000000001','recurring'=>true,'description'=>'Creating recurring payment for Gaurav Kumar'));

```javascript: Node.js
var instance = new Razorpay({ key_id: 'YOUR_KEY_ID', key_secret: 'YOUR_SECRET' })

instance.payments.createRecurringPayment({
  "email": "gaurav.kumar@example.com",
  "contact": "+919876543210",
  "amount": 1000,
  "currency": "INR",
  "order_id": "order_1Aa00000000002",
  "customer_id": "cust_1Aa00000000001",
  "token": "token_1Aa00000000001",
  "recurring": true,
  "description": "Creating recurring payment for Gaurav Kumar",
  "notes": {
    "note_key 1": "Beam me up Scotty",
    "note_key 2": "Tea. Earl Gray. Hot."
  }
})

```python: Python
client = razorpay.Client(auth=("YOUR_ID", "YOUR_SECRET"))

client.payment.createRecurring({
    'email': 'gaurav.kumar@example.com',
    'contact': +919876543210,
    'amount': 1000,
    'currency': 'INR',
    'order_id': "order_1Aa00000000002",
    'customer_id': "cust_1Aa00000000001",
    'token': 'token_1Aa00000000001',
    'recurring': True,
    'description': 'Creating recurring payment for Gaurav Kumar',
    'notes': {'note_key 1': 'Beam me up Scotty',
              'note_key 2': 'Tea. Earl Gray. Hot.'}
    })

```ruby: Ruby
require "razorpay"
Razorpay.setup('YOUR_KEY_ID', 'YOUR_SECRET')

para_attr = {
  "email": "gaurav.kumar@example.com",
  "contact": "+919876543210",
  "amount": 1000,
  "currency": "INR",
  "order_id": "order_1Aa00000000002",
  "customer_id": "cust_1Aa00000000001",
  "token": "token_1Aa00000000001",
  "recurring": true,
  "description": "Creating recurring payment for Gaurav Kumar",
  "notes": {
    "note_key 1": "Beam me up Scotty",
    "note_key 2": "Tea. Earl Gray. Hot."
  }
}
Razorpay::Payment.create_recurring_payment(para_attr)

```go: Go
import ( razorpay "github.com/razorpay/razorpay-go" )
client := razorpay.NewClient("YOUR_KEY_ID", "YOUR_SECRET")

data:= map[string]interface{}{
  "email": "gaurav.kumar@example.com",
  "contact": "+919876543210",
  "amount": 1000,
  "currency": "INR",
  "order_id": "order_1Aa00000000002",
  "customer_id": "cust_1Aa00000000001",
  "token": "token_1Aa00000000001",
  "recurring": true,
  "description": "Creating recurring payment for Gaurav Kumar",
  "notes": map[string]interface{}{
    "note_key 1": "Beam me up Scotty",
    "note_key 2": "Tea. Earl Gray. Hot.",
  },
}
body, err := Client.Payment.CreateRecurringPayment(data, nil)

```csharp: .NET
RazorpayClient client = new RazorpayClient("[YOUR_KEY_ID]", "[YOUR_KEY_SECRET]");

Dictionary paymentRequest = new Dictionary();
paymentRequest.Add("email", "gaurav.kumar@example.com");
paymentRequest.Add("contact", "+919876543210");
paymentRequest.Add("amount", 1000);
paymentRequest.Add("currency", "INR");
paymentRequest.Add("order_id", "order_MZ35KPxZaqxfXq");
paymentRequest.Add("customer_id", "cust_KUyah9o60OPhfj");
paymentRequest.Add("token", "token_MZ37MsnhLNH4tN");
paymentRequest.Add("recurring", true);
paymentRequest.Add("description", "Creating recurring payment for Gaurav Kumar");
Dictionary notes = new Dictionary();
notes.Add("notes_key_1", "Tea, Earl Grey, Hot");
notes.Add("notes_key_2", "Tea, Earl Grey… decaf.");
paymentRequest.Add("notes", notes);

Payment payment = client.Payment.CreateRecurringPayment(paymentRequest);

Success Response

{
  "razorpay_payment_id" : "pay_1Aa00000000001"
}

```json: Failure Response
{
   "error":{
      "code":"BAD_REQUEST_ERROR",
      "description":"Amount exceeds maximum amount allowed",
      "source":"business",
      "step":"payment_initiation",
      "reason":"input_validation_failed",
      "metadata":{
         
      }
   }
}

Request Parameters

email mandatory : string The customer’s email address. For example, gaurav.kumar@example.com. contact mandatory : integer The customer’s phone number. For example, 9876543210. currency mandatory : string 3-letter ISO currency code for the payment. Currently, only INR is allowed. amount mandatory : integer The amount you want to charge your customer. This should be the same as the order amount. order_idmandatory : string The unique identifier of the order created. For example, order_1Aa00000000002. customer_id mandatory : string The unique identifier of the customer you want to charge. For example, cust_1Aa00000000002. token mandatory : string The token_id generated when the customer successfully completes the authorisation payment. Different payment instruments for the same customer have different token_id. recurring mandatory : boolean Determines whether recurring payment is enabled or not.

true: Recurring payment is enabled.
false: Recurring payment is not enabled.

notesoptional : object Key-value pair you can use to store additional information about the entity. Maximum of 15 key-value pairs, 256 characters each. For example, "note_key": "Beam me up Scotty”.

​1. Create an Authorisation Transaction

​1.1. Using Razorpay APIs

​1.1.1. Create a Customer

​Sample Code

Request Parameters

​1.1.2. Create an Order

Request Parameters

​1.1.3. Create an Authorisation Payment

​1.2. Using a Registration Link

​1.2.1. Create a Registration Link

Request Parameters

​1.2.2. Send/Resend Notifications

​Sample Code

Path Parameters

​1.2.3. Cancel a Registration Link

Path Parameter

​2. Fetch and Manage Tokens

​2.1. Fetch Token by Payment ID

​Path Parameter

​2.2. Fetch Tokens by Customer ID

​Path Parameter

​2.3. Delete Tokens

​Path Parameter

​3. Create Subsequent Payments

​3.1. Create an Order to Charge the Customer

​3.2. Create a Recurring Payment

​Request Parameters

1. Create an Authorisation Transaction

1.1. Using Razorpay APIs

1.1.1. Create a Customer

Sample Code

1.1.2. Create an Order

1.1.3. Create an Authorisation Payment

1.2. Using a Registration Link

1.2.1. Create a Registration Link

1.2.2. Send/Resend Notifications

Sample Code

1.2.3. Cancel a Registration Link

2. Fetch and Manage Tokens

2.1. Fetch Token by Payment ID

Path Parameter

2.2. Fetch Tokens by Customer ID

Path Parameter

2.3. Delete Tokens

Path Parameter

3. Create Subsequent Payments

3.1. Create an Order to Charge the Customer

3.2. Create a Recurring Payment

Request Parameters