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Advantages

  • Simplified payment process with just two steps.
  • Higher success rate.
  • One stop for refunds and disputes.
  • Higher success rates with a smoother payment experience.
  • Complete in-app flow with no redirections gives better control over the user journey.
  • Reduce timeout issues significantly since customers never leave your app.
Watch Out!Due to the sensitive nature of the added libraries, we must ensure that the app is running in a proper environment. Therefore, after integration, the app will not run on Android emulators.

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Prerequisites

  1. Contact our integrations team to get access to the sample app repository.
  2. Get your mobile number and app whitelisted.

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Customer Onboarding Flow

Your customers can link their VPAs to your app with these steps:
  1. The customer navigates to your app’s checkout screen and taps Add bank account.
Handy Tips
The customer needs to give permission so that we can validate the phone number with the bank.
Watch Out!As a compliance requirement, you need to get approval from Google for READ_SMS permission.
  1. The customer’s bank details are fetched and linked to the VPA.
    • The customer selects a bank from the list.
  2. The customer can complete the payment using the new VPA.
Handy Tips
If no UPI PIN is set, the customers are prompted to provide their card details, enter an OTP and complete the set-up.

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Transaction Flow

After the customer is onboarded, on the checkout page of your app:
  • The customer selects the linked UPI Account.
  • Enters the UPI PIN to complete the payment.