> ## Documentation Index
> Fetch the complete documentation index at: https://razorpay-60c89f9a-mintlify-audit-missing-sections-1778528421.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# KYC for Current Account Operators

> You have to submit **hard copies** of the below KYC documents along with the account opening form and business documents to open a current account with RazorpayX.

## Foreign Nationals Residing in India

The following documents are required for non-Indians residing in India.

* Non-Resident Indian (NRI) Customer Information Form (CIF). Download form here.
* Investment Services Account(ISA) form.
* Valid Passport.
* Indian Visa.
* PAN or Form 60 and Form 49A.
* Foreign Registration Regional Office (FRRO) certificate or a certificate from Foreigners Registration Officer (FRO) which includes the purpose of stay, duration and type of visa.

## Indian Residents

The following documents are required for Indian residents.

* **ID Proof**, this can be any valid Indian ID.
* **Signature Proof**, this can be any government issued document other than what was submitted as ID proof.

<Info>
  **Watch Out!**
</Info>

* **Signature declaration**: Required if the signature on the signature proof document does not match the signature on the ID proof. .

* **Dual name declaration**: Required if the name on the signature proof does not match the name on the ID proof. A slight mismatch is allowed for South Indian names. .

* **Vernacular declaration**: If signing in any language other than English, that is any regional language, declarations are required from two bank officials. .

* **Address Proof**, this can be any one officially valid document such as: Passport, driving licence, voters’ ID card, PAN card, Aadhaar card and Job Card issued by NREGA and signed by a State Government official.

## Non-Resident Indian

These documents vary, depending on your residential status. Check your residential status for a list of documents.

The following documents are required for Non-Resident Indians (NRIs).

* Non-Resident Indian (NRI) Customer Information Form (CIF). Download form here.
* Investment Services Account (ISA).
* Valid Passport (mandatory).
* Visa for the country of residence.
  * For foreign nationals, Visa is NOT required.
* PAN (not mandatory).
* Person of Indian Origin (PIO) or Overseas Citizenship of India (OCI) Card (mandatory as officially valid documents for KYC).

## Related Information

[Open a Current Account](https://razorpay.com/x/current-accounts/)