> ## Documentation Index
> Fetch the complete documentation index at: https://razorpay-60c89f9a-mintlify-audit-missing-sections-1778528421.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Supported Banks and Apps

> Razorpay Subscriptions supports recurring payments via Emandate, Cards and UPI Autopay. Use this page to check supported banks, apps and platform compatibility for each payment method.

<Info>
  **Dynamic Bank Lists**

  The list of supported banks changes periodically. Use the [Methods API](#methods-api) to fetch the current list programmatically.
</Info>

## Emandate

Emandate supports recurring payments via netbanking, debit card or Aadhaar authentication. To fetch the current list of supported banks and their authentication types, call the [Methods API](#methods-api). Supported banks appear under `recurring.emandate` in the response.

## Cards

We support Visa, Mastercard and RuPay cards from all major banks for recurring payments. To fetch the current list of supported card networks, call the [Methods API](#methods-api). Supported networks appear under `recurring.card` in the response.

<Info>
  **Handy Tips**

  Contact our [Support team](https://razorpay.com/support/#request) if you face difficulties with card payments from any major bank.
</Info>

## UPI Autopay

We support all apps and banks listed on the [NPCI Autopay members page](https://www.npci.org.in/product/autopay/all-members).

### Supported Apps and Handles

The table below shows frequently used UPI apps, their handles and whether they support mandate amounts above ₹15,000.

## Application | Handles | Supports > ₹15,000

## Google Pay | @okhdfcbank, @okicici, @okaxis, @oksbi | Yes

## Paytm | @paytm | Yes

## Amazon Pay | @apl, @yapl | Yes

## PhonePe | @ybl, @ibl, @axl | No

BHIM | @upi | No

### Other UPI Apps and Handles

## Application | Handle

## BHIM Axis Pay | @axisbank, @sliceaxis

## BHIM Baroda Pay | @barodampay

## BHIM BOI UPI | @boi

## BHIM DLB UPI | @dlb

## BHIM IndusPay | @indus

## Canara Bank | @cnrb

## iMobile Pay | @icici

## NSDL Payments Bank | @nsdl

## DakPay | @postbank

## MobiKwik | @ikwik

## Digibank | @dbs

PayZapp | @pz

### Amount Limits

The default maximum mandate amount for UPI Autopay is ₹15,000 per transaction. For certain MCCs, the limit increases to ₹1,00,000.

### MCCs with ₹1,00,000 Limit

## MCC | Description

## 5413 | Credit Card Bill Payments

## 5960 | Direct Marketing Insurance Services

## 6012 | Financial Institutions Merchandise and Services

## 6211 | Securities Brokers and Dealers

## 6300 | Insurance Sales, Underwriting and Premiums

## 6381 | Insurance Premiums

## 6399 | Insurance

6529 | LIC

## UPI Intent Support

UPI Intent allows customers to complete mandate registration directly in their preferred UPI app. Support varies by checkout integration and platform.

## PSP App | mWeb | Android SDK | iOS SDK

## Google Pay | ✗ | ✓ | ✓

## PhonePe | ✓ | ✓ | ✓

## Paytm | ✓ | ✓ | ✓

## Amazon Pay | ✗ | ✗ | ✗

BHIM | ✗ | ✓ | ✗

## PSP App | mWeb | Android SDK | iOS SDK

## Google Pay | ✓ | ✓ | ✗

## PhonePe | ✓ | ✓ | ✗

## Paytm | ✓ | ✓ | ✗

## Amazon Pay | ✗ | ✓ | ✗

BHIM | ✗ | ✓ | ✗

## PSP App | mWeb | Android SDK | iOS SDK

## Google Pay | ✓ | ✓ | ✗

## PhonePe | ✓ | ✓ | ✗

## Paytm | ✓ | ✓ | ✗

## Amazon Pay | ✓ | ✓ | ✗

BHIM | ✓ | ✓ | ✗

### UPI Intent for TPV

Third-Party Validation (TPV) ensures payments are made only from pre-registered bank accounts. The table below shows intent support for TPV.

## PSP App | mWeb | Android SDK | iOS SDK

## Google Pay | ✓ | ✓ | ✓

## PhonePe | ✓ | ✓ | ✗

## Paytm | ✓ | ✓ | ✓

## Amazon Pay | ✗ | ✓ | ✗

BHIM | ✗ | ✓ | ✗

## PSP App | mWeb | Android SDK | iOS SDK

## Google Pay | ✓ | ✓ | ✓

## PhonePe | ✓ | ✓ | ✗

## Paytm | ✓ | ✓ | ✓

## Amazon Pay | ✗ | ✓ | ✗

BHIM | ✗ | ✓ | ✗

## PSP App | mWeb | Android SDK | iOS SDK

## Google Pay | ✓ | ✓ | ✗

## PhonePe | ✓ | ✓ | ✗

## Paytm | ✓ | ✓ | ✗

## Amazon Pay | ✓ | ✓ | ✗

BHIM | ✓ | ✓ | ✗

<Warning>
  **Watch Out!**

  * Contact [Support](https://razorpay.com/support/#request) to enable PSP apps other than PhonePe and Paytm on Standard Checkout for UPI TPV.
  * UPI Intent TPV is not supported for @okaxis handle.
</Warning>

### UPI Intent for OC125

OC125 restricts customers from pausing or cancelling mandates. This feature is available only for lending businesses.

## PSP App | mWeb | Android SDK | iOS SDK

## Google Pay | ✓ | ✓ | ✓

## PhonePe | ✓ | ✓ | ✗

Paytm | ✓ | ✓ | ✓

## PSP App | mWeb | Android SDK | iOS SDK

## Google Pay | ✓ | ✓ | ✓

## PhonePe | ✓ | ✓ | ✗

Paytm | ✓ | ✓ | ✓

## PSP App | mWeb | Android SDK | iOS SDK

## Google Pay | ✓ | ✓ | ✗

## PhonePe | ✓ | ✓ | ✗

Paytm | ✓ | ✓ | ✗

<Warning>
  **Watch Out!**

  * Contact [Support](https://razorpay.com/support/#request) to enable UPI Intent on Standard Checkout.
  * UPI Intent is not supported for @okaxis handle.
</Warning>

## Methods API

Use the Methods API to fetch the current list of supported card networks and banks for subscriptions.

/methods

<Info>
  **\[YOUR\_KEY\_ID] Required**

  To fire this API, you need to provide your \[KEY\_ID] for authorization. Your \[KEY\_SECRET] is not required and should not be passed.

  ````curl: Request theme={null}
  curl -u [YOUR_KEY_ID] \
      -X GET https://api.razorpay.com/v1/methods
  ```json: Response
  {
    "entity": "methods",
    ...
    ...
    ...
    "nach": true,
    ...
    ...
    ...
    "recurring": {
      "card": {
        "credit": [
          "MasterCard",
          "Visa"
        ]
      },
      "emandate": {
        "ANDB": {
          "auth_types": [
            "netbanking",
            "debitcard"
          ],
          "name": "Andhra Bank"
        },
        "UTIB": {
          "auth_types": [
            "netbanking"
          ],
          "name": "Axis Bank"
        },
        "BARB_R": {
          "auth_types": [
            "netbanking"
          ],
          "name": "Bank of Baroda - Retail Banking"
        },
        "MAHB": {
          "auth_types": [
            "netbanking",
            "debitcard"
          ],
          "name": "Bank of Maharashtra"
        },
        "CNRB": {
          "auth_types": [
            "netbanking"
          ],
          "name": "Canara Bank"
        },
        "CBIN": {
          "auth_types": [
            "netbanking"
          ],
          "name": "Central Bank of India"
        },
        "CIUB": {
          "auth_types": [
            "netbanking"
          ],
          "name": "City Union Bank"
        },
        "COSB": {
          "auth_types": [
            "netbanking"
          ],
          "name": "Cosmos Co-operative Bank"
        },
        "DEUT": {
          "auth_types": [
            "netbanking",
            "debitcard"
          ],
          "name": "Deutsche Bank"
        },
        "DLXB": {
          "auth_types": [
            "netbanking",
            "debitcard"
          ],
          "name": "Dhanlaxmi Bank"
        },
        "ESFB": {
          "auth_types": [
            "netbanking",
            "debitcard"
          ],
          "name": "Equitas Small Finance Bank"
        },
        "FDRL": {
          "auth_types": [
            "netbanking",
            "debitcard"
          ],
          "name": "Federal Bank"
        },
        "HDFC": {
          "auth_types": [
            "netbanking",
            "debitcard"
          ],
          "name": "HDFC Bank"
        },
        "HSBC": {
          "auth_types": [
            "netbanking"
          ],
          "name": "Hongkong & Shanghai Banking Corporation"
        },
        "ICIC": {
          "auth_types": [
            "netbanking",
            "debitcard"
          ],
          "name": "ICICI Bank"
        },
        "IBKL": {
          "auth_types": [
            "netbanking"
          ],
          "name": "IDBI"
        },
        "IDFB": {
          "auth_types": [
            "netbanking",
            "debitcard"
          ],
          "name": "IDFC FIRST Bank"
        },
        "IOBA": {
          "auth_types": [
            "netbanking"
          ],
          "name": "Indian Overseas Bank"
        },
        "INDB": {
          "auth_types": [
            "netbanking",
            "debitcard"
          ],
          "name": "Indusind Bank"
        },
        "KARB": {
          "auth_types": [
            "netbanking",
            "debitcard"
          ],
          "name": "Karnataka Bank"
        },
        "KKBK": {
          "auth_types": [
            "netbanking",
            "debitcard"
          ],
          "name": "Kotak Mahindra Bank"
        },
        "ORBC": {
          "auth_types": [
            "netbanking"
          ],
          "name": "PNB (Erstwhile-Oriental Bank of Commerce)"
        },
        "PYTM": {
          "auth_types": [
            "netbanking",
            "debitcard"
          ],
          "name": "Paytm Payments Bank"
        },
        "PUNB_R": {
          "auth_types": [
            "netbanking",
            "debitcard"
          ],
          "name": "Punjab National Bank - Retail Banking"
        },
        "RATN": {
          "auth_types": [
            "netbanking",
            "debitcard"
          ],
          "name": "RBL Bank"
        },
        "SIBL": {
          "auth_types": [
            "netbanking",
            "debitcard"
          ],
          "name": "South Indian Bank"
        },
        "SCBL": {
          "auth_types": [
            "netbanking"
          ],
          "name": "Standard Chartered Bank"
        },
        "SBIN": {
          "auth_types": [
            "netbanking",
            "debitcard"
          ],
          "name": "State Bank of India"
        },
        "TMBL": {
          "auth_types": [
            "netbanking"
          ],
          "name": "Tamilnadu Mercantile Bank"
        },
        "USFB": {
          "auth_types": [
            "netbanking",
            "debitcard"
          ],
          "name": "Ujjivan Small Finance Bank"
        },
        "UBIN": {
          "auth_types": [
            "netbanking"
          ],
          "name": "Union Bank of India"
        },
        "YESB": {
          "auth_types": [
            "netbanking",
            "debitcard"
          ],
          "name": "Yes Bank"
        },
        "AUBL": {
          "auth_types": [
            "debitcard"
          ],
          "name": "AU Small Finance Bank"
        },
        "CITI": {
          "auth_types": [
            "debitcard"
          ],
          "name": "CITI Bank"
        },
        "DCBL": {
          "auth_types": [
            "debitcard"
          ],
          "name": "DCB Bank"
        }
      },
      "nach": true
    },
    ...
    ...
    ...
  }
  ````
</Info>

### Related Information

* [About Subscriptions](/payments/subscriptions)
* [Subscription Workflow](/payments/subscriptions/workflow)
* [Subscription States](/payments/subscriptions/states)
* [Create Subscriptions](/payments/subscriptions/create)
* [Test Subscriptions](/payments/subscriptions/test)
* [Subscriptions APIs](/payments/subscriptions/apis)