> ## Documentation Index
> Fetch the complete documentation index at: https://razorpay-60c89f9a-mintlify-audit-missing-sections-1778528421.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Zip

> Zip is a leading Buy Now, Pay Later (BNPL) service provider in Australia, offering customers flexible repayment options through Zip Pay.

<Info>
  **Feature Request**

  This is an on-demand feature. Please raise a request with our [Support team](https://razorpay.com/support/#request) to get this feature activated on your Razorpay account.

  to get this feature activated on your account.
</Info>

<Info>
  **Handy Tips**

  * List of [supported region and currencies](#supported-region-and-currencies).
  * Razorpay's [pay in native currency](/payments/payment-methods/cards/dynamic-currency-conversion) feature will ensure that your Australian customer is shown the right currency.
</Info>

## Advantages

* **Flexible Repayment Options:** Customers can tailor their repayment schedules to fit their financial needs, choosing from weekly, two-weekly, or monthly payments.

* **High Credit Limits:** Offers substantial credit limits, up to AUD 1,000 with Zip Pay and up to AUD 50,000 with Zip Money, depending on eligibility.

* **Seamless Integration:** The payment process is smooth, redirecting customers to Zip’s website for secure login and transaction completion.

* **Comprehensive Refunds:** Supports full, partial, and multiple partial refunds with no time limit, giving merchants and customers greater flexibility.

* **Chargeback Protection:** Zip provides a structured process for handling chargebacks, helping to resolve disputes effectively between customers and merchants.

### Refunds and Settlements

Payments follow standard refund and settlement timelines.

* You can refund customer payments made using Zip by following the usual [refunds](/payments/refunds) process.

* Zip payments take T+17 days to get settled to your Razorpay account.

### Supported Integrations

Secure [S2S integration](/payments/payment-methods/zip/s2s-integration) for seamless payment processing.

### Supported Region and Currencies

Given below is the region and currencies that support Alipay payments:

## Region | Currency

Australia and United States | AUD and USD

### Minimum and Maximum Transaction Amounts for Zip Payments

## Minimum Transaction Amount | Maximum Transaction Amount (Zip Pay) | Maximum Transaction Amount (Zip Money)

AUD 0.01 | Credit limit up to AUD 1,000 | Credit limit up to AUD 50,000

The approved credit limit depends on the user’s eligibility.