> ## Documentation Index
> Fetch the complete documentation index at: https://razorpay-60c89f9a-mintlify-audit-missing-sections-1778528421.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# OneCard Credit Card EMI

> OneCard is a neo-bank that provides metal credit cards to users. You can accept EMI payments from OneCard credit cardholders.

## Prerequisites

* Enable EMI on OneCard BINs on your system to use this. You need not make any changes if you have updated this using our BIN API.
* Use [methods API](/payments/payment-gateway/s2s-integration/payment-methods/methods-api) to get the EMI plan information.

<Info>
  **OneCard BINs supported on EMI:**

  * `401063`
  * `418212`
  * `402275`
  * `421389`
  * `471227`
</Info>

## EMI Plans and Rate of Interest

## Months | Rate of Interest (p.a.)

## 3 | 16%

## 6 | 16%

## 9 | 16%

## 12 | 16%

## 18 | 16%

24 | 16%