> ## Documentation Index
> Fetch the complete documentation index at: https://razorpay-60c89f9a-mintlify-audit-missing-sections-1778528421.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# HSBC Credit Card

> HSBC is an international bank that provides many financial services. You can accept EMI payments from HSBC credit cardholders.

## Prerequisites

* Enable EMI on HSBC BINs on your system to use this. You need not make any changes if you have updated this using our BIN API.
* Use [methods API](/payments/payment-gateway/s2s-integration/payment-methods/methods-api) to get the EMI plan information.

## EMI Plans and Rate of Interest

## Months | Rate of Interest (p.a.)

## 3 | 12.5%

## 6 | 12.5%

## 9 | 13.5%

## 12 | 13.5%

## 18 | 13.5%

24 | 13.5%