> ## Documentation Index
> Fetch the complete documentation index at: https://razorpay-60c89f9a-mintlify-audit-missing-sections-1778528421.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Handle Payment Exceptions with Rainy Day Kit

> While Razorpay strives to provide a positive payment experience to every customer, they might face payment exceptions such as:

* Late Authorization
* Payment Downtime
* Payment Errors
  To overcome such exceptions and provide a smooth payment experience to your customers, use the Rainy Day Kit.

## Exception | Solution | What it does

## Amount debited though the payment has failed | [Payment Capture Settings](/payments/payment-gateway/rainy-day/capture-settings) | Allows you to better deal with 'Money debited but Payment Failed' scenarios.

## No communication of payment method unavailability | [Payment Downtime Notifications](/payments/payment-gateway/rainy-day/downtime) | Sends instant alerts when a particular payment method is down.

Errors during the payment process | [Payment Error Codes](/payments/payment-gateway/rainy-day/errors) | Helps you identify the exact cause of payment error.