> ## Documentation Index
> Fetch the complete documentation index at: https://razorpay-60c89f9a-mintlify-audit-missing-sections-1778528421.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# About Turbo UPI

> Use Razorpay Turbo UPI to make UPI payments faster. Following are the sample screens while making payments using Turbo UPI.

## Advantages

* Simplified payment process with just two steps.

* Higher success rate.

* One stop for refunds and disputes.

* Higher success rates with a smoother payment experience.

* Complete in-app flow with no redirections gives better control over the user journey.

* Reduce timeout issues significantly since customers never leave your app.

<Warning>
  **Watch Out!**

  Due to the sensitive nature of the added libraries, we must ensure that the app is running in a proper environment. Therefore, after integration, the app will not run on Android emulators.
</Warning>

## Prerequisites

1. Contact our [integrations team](mailto:integrations@razorpay.com) to get access to the sample app repository.
2. Get your mobile number and app whitelisted.

## Customer Onboarding Flow

Your customers can link their VPAs to your app with these steps:

1. The customer navigates to your app's checkout screen and taps **Add bank account**.

<Info>
  **Handy Tips**
</Info>

The customer needs to give permission so that we can validate the phone number with the bank.

<Warning>
  **Watch Out!**

  As a compliance requirement, you need to get approval from Google for **READ\_SMS** permission.

  2. The customer's bank details are fetched and linked to the VPA.

     * The customer selects a bank from the list.

  3. The customer can complete the payment using the new VPA.

  <Info>
    **Handy Tips**
  </Info>

  If no UPI PIN is set, the customers are prompted to provide their card details, enter an OTP and complete the set-up.
</Warning>

## Transaction Flow

After the customer is onboarded, on the checkout page of your app:

* The customer selects the linked UPI Account.

* Enters the UPI PIN to complete the payment.

### Related Information

* [Turbo UPI Headless](/payments/payment-gateway/ios-integration/custom/payment-methods/turbo-upi/integrate-noui)
* [Turbo UPI with UI](/payments/payment-gateway/ios-integration/custom/payment-methods/turbo-upi/integrate-ui)
* [Turbo UPI Headless Mock](/payments/payment-gateway/ios-integration/custom/payment-methods/turbo-upi/integration-noui-mock)
* [Turbo UPI with UI Mock](/payments/payment-gateway/ios-integration/custom/payment-methods/turbo-upi/integration-ui-mock)