> ## Documentation Index
> Fetch the complete documentation index at: https://razorpay-60c89f9a-mintlify-audit-missing-sections-1778528421.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Accept Payments from International Customers

> Razorpay provides Indian businesses with a comprehensive suite of payment solutions to accept international payments effortlessly. Our platform supports various payment methods, allowing businesses to cater to global customers securely and efficiently.

## Supported Payment Methods

### 1. International Cards

Indian businesses can accept payments from international debit and credit cards issued across the globe. Our platform ensures a seamless experience for both businesses and customers.

Use Cases / Challenges

* **Ecommerce:** Accept payments from global customers for products or services.
* **Education:** Collect tuition fees from international students.
* **Challenges:** Exchange rate fluctuations, compliance with international regulations, and varying card acceptance rates.

### Prerequisites

To accept international payments, you need to meet the eligibility criteria established by our banking partners. Know more about the [prerequisites](/payments/international-payments/international-debit-credit-cards#eligibility-and-prerequisites).

### Onboarding Flow

For detailed steps on the application process, refer to the [onboarding flow](/payments/international-payments/international-debit-credit-cards#application-process).

### Method Details

* **Card Types:** Visa, MasterCard, American Express, and more.
* **Currencies:** Accept payments in multiple currencies, ensuring convenience for international customers.
* **Security:** PCI DSS compliance, 3D Secure, and robust fraud detection.

### 2. Local Payment Methods

Razorpay enables Indian businesses to accept payments via local payment methods, ensuring better outreach and customer convenience in specific regions.

Use Cases / Challenges

**Uses Cases**

* **Retail & Ecommerce:** Expand customer reach by accepting payments in local currencies, enhancing the purchasing experience for international buyers.
* **Subscription Services:** Provide flexible local payment options to subscribers in different countries.
* **B2B Transactions:** Facilitate cross-border partnerships by supporting convenient payment methods.

**Challenges**

* Ensuring payment method compatibility across various countries.
* Adapting to regional payment regulations and compliance.
* Navigating potential delays in settlement times for some local payment methods.

### Prerequisites

* You must have an active Razorpay account with KYC verification completed.
* Enablement of local payment features on the Dashboard.
* Business readiness to comply with local regulations and settlement timelines for international transactions.

### Onboarding Flow

You can accept payments from international customers in the form of online instant international bank transfers using the Razorpay Checkout form, refer to the [onboarding flow](/payments/international-payments/local-payment-methods#request-local-payment-method).

### Method Details

* **Supported Payment Options:** Various local bank transfer methods, mobile wallet options, and region-specific payment services.
* **Supported Currencies:** Multiple local currencies that cater to the preferences of international customers.
* **Security Measures:** End-to-end encryption and multi-layered security protocols to protect payment data and reduce fraud risk.

### 3. International Bank Transfer (MoneySaver Export Account)

Razorpay provides cost-effective solutions for Indian businesses to manage international payments and receive funds directly in their local bank accounts. This ensures minimal conversion loss and a seamless experience when dealing with global clients.

Use Cases / Challenges

**Use Cases:**

* **Export Businesses:** Receive payments for goods or services sold to international clients, directly in your bank account.
* **Professional Services:** Simplify international payment collection for consulting or freelance work.
* **B2B Transactions:** Improve cash flow management for businesses dealing with overseas clients or suppliers.

**Challenges:**

* Exchange rate volatility and its impact on the final amount received.
* Compliance with international fund transfer regulations.
* Potential delays in receiving funds through certain transfer methods.

### Prerequisites

You must meet the following prerequisites set to accept payments from your international customers.

* Know more about the [Local Currency Bank Accounts](/payments/international-payments/international-bank-transfer#prerequisites) prerequisites.
* Know more about the [SWIFT Transfer](/payments/international-payments/international-bank-transfer#prerequisites) prerequisites.

### Onboarding Flow

For detailed steps on the activation process, refer to the [Local Currency Bank Transfer](/payments/international-payments/international-bank-transfer#prerequisites) and [SWIFT Transfer](/payments/international-payments/international-bank-transfer#prerequisites) activation steps.

### Method Details

* ACH (Local USD Bank Transfer Rails)
* SEPA (Local EUR Bank Transfer Rails)
* FPS (Local GBP Bank Transfer Rails)
* SWIFT

businesses can accept payments from international debit and credit cards issued across the globe. Our platform ensures a seamless experience for both businesses and customers.

### Use Cases / Challenges

* **Ecommerce:** Accept payments from global customers for products or services.
* **Education:** Collect tuition fees from international students.
* **Challenges:**

### Prerequisites

To accept international payments, you need to meet the eligibility criteria established by our banking partners. Know more about the [prerequisites](/payments/international-payments/international-debit-credit-cards#eligibility-and-prerequisites).

### Onboarding Flow

.

### Method Details

### Related Information

* [Purpose Codes](/payments/international-payments/purpose-codes)
* [Currency Conversion](/payments/international-payments/currency-conversion)
* [FIRS Automated Process](/payments/international-payments/firs-automated-process)
