> ## Documentation Index
> Fetch the complete documentation index at: https://razorpay-60c89f9a-mintlify-audit-missing-sections-1778528421.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Merchant Onboarding Status

> You can retrieve a merchant's account onboarding status. Using this information, you can:

* Nudge your sub-merchants to complete their onboarding and get payments enabled.

* Know when the merchant account is activated to manage their payments.
  There are two ways to fetch the status of merchant onboarding:

* [Using API](#using-apis)

* [Using Webhooks](#using-webhooks)

## Using API

Use the [Fetch account API](/api/partners/account-onboarding/fetch) to get the onboarding status of the sub-merchant.

## Using Webhooks

[Subscribe to webhook events](/partners/aggregators/onboarding-api/webhooks) to receive real-time notifications about the merchant account activation status.

## Webhook Event | Payload

## `account.activated` | [Sample Payload](/webhooks/partners/activated#account-activated)

## `account.under_review` | [Sample Payload](/webhooks/partners/under-review#account-under-review)

## `account.needs_clarification` | [Sample Payload](/webhooks/partners/needs-clarification#account-needs-clarification)

## `account.suspended` | [Sample Payload](/webhooks/partners/suspended#account-suspended)

## `account.rejected` | [Sample Payload](/webhooks/partners/rejected#account-rejected)

## `account.activated_kyc_pending` | [Sample Payload](/webhooks/partners/activated-kyc-pending#account-activated-kyc-pending)

## `account.funds_hold` | [Sample Payload](/webhooks/partners/funds-onhold#account-funds-on-hold)

## `account.funds_unhold` | [Sample Payload](/webhooks/partners/funds-unhold#account-funds-unhold)

## `account.activated_kyc_pending` | [Sample Payload](/webhooks/partners/activated-kyc-pending#account-activated-kyc-pending)

## `account.instantly_activated` | [Sample Payload](/webhooks/partners/instantly-activated#account-instantly-activated)

`account.payments_enabled` | [Sample Payload](/webhooks/partners/payment-enabled#account-payment-enabled)