> ## Documentation Index
> Fetch the complete documentation index at: https://razorpay-60c89f9a-mintlify-audit-missing-sections-1778528421.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Settlements API — list and fetch Razorpay settlements

> Retrieve settlement records showing funds transferred to your bank account on the T+2 cycle, including processing fees, GST, and the bank UTR reference.

Razorpay settles funds from captured payments to your bank account on a **T+2 business day** cycle by default. Each settlement record covers payments, refunds, transfers, and adjustments for a given period.

***

## List settlements

`GET /v1/settlements`

```bash theme={null}
curl -X GET "https://api.razorpay.com/v1/settlements?count=10" \
  -u rzp_test_YOUR_KEY_ID:YOUR_KEY_SECRET
```

### Response

```json theme={null}
{
  "entity": "collection",
  "count": 1,
  "items": [
    {
      "id": "setlmnt_FQzNIarBr3mItW",
      "entity": "settlement",
      "amount": 1000000,
      "status": "processed",
      "fees": 1180,
      "tax": 180,
      "utr": "RAZORPAY12345",
      "created_at": 1591097057
    }
  ]
}
```

<ResponseField name="id" type="string">
  Unique settlement identifier.
</ResponseField>

<ResponseField name="amount" type="integer">
  Total amount settled to your bank account, in the smallest currency unit.
</ResponseField>

<ResponseField name="status" type="string">
  Settlement status. One of `created`, `processed`, or `failed`.
</ResponseField>

<ResponseField name="fees" type="integer">
  Razorpay processing fees deducted from this settlement, in the smallest currency unit.
</ResponseField>

<ResponseField name="tax" type="integer">
  Tax charged on processing fees, in the smallest currency unit.
</ResponseField>

<ResponseField name="utr" type="string">
  Unique Transaction Reference number provided by your bank for the settlement transfer.
</ResponseField>

<ResponseField name="created_at" type="integer">
  Unix timestamp of when the settlement was created.
</ResponseField>

***

## Fetch a settlement

`GET /v1/settlements/:id`

```bash theme={null}
curl -X GET https://api.razorpay.com/v1/settlements/setlmnt_FQzNIarBr3mItW \
  -u rzp_test_YOUR_KEY_ID:YOUR_KEY_SECRET
```